Medicare Advantage plans in Connecticut for 2027
Connecticut's richest county has its thinnest Medicare Advantage menu for 2027, and a large share of last year's plan IDs were not filed again.
Hartford, Connecticut: plans open to everyone on Parts A and B
23 plans
8 with a $0 premium and drug coverage · out-of-pocket limits $4,950 to $9,850 · best rating 4.5★ · 12 plan IDs of 2026 not renewed here
23 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-059-0 | $0 | no drugs | $4,950 | 4.0★ |
| Anthem Veteran (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · H5854-018-0 | $0 | no drugs | $5,900 | 3.5★ |
| DEVOTED CHOICE 010 CT (PPO)Devoted Health · PPO · H9862-010-0 | $0 | $650 | $6,250 | new |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO · H5521-296-0 | $0 | no drugs | $7,150 | 4.5★ |
| HumanaChoice Giveback H5216-138 (PPO)Humana · PPO · H5216-138-0 | $0 | $700 | $7,150 | 4.0★ |
| HumanaChoice Giveback H5216-476 (PPO)Humana · PPO · H5216-476-0 | $0 | $700 | $7,150 | 4.0★ |
| HumanaChoice H5216-289 (PPO)Humana · PPO · H5216-289-0 | $0 | $500 | $7,150 | 4.0★ |
| UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS)UnitedHealthcare · HMO-POS · H0755-032-0 | $0 | no drugs | $7,150 | 3.5★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 018 CT (PPO)Devoted Health · PPO · H9862-018-0 | $0 | $700 | $7,400 | new |
| DEVOTED CHOICE GIVEBACK 011 CT (PPO)Devoted Health · PPO · H9862-011-0 | $0 | $650 | $8,650 | new |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · H0712-019-0 | $0 | $700 | $9,850 | 3.5★ |
| Wellcare Simple Open (PPO)Wellcare · PPO · H1914-001-0 | $0 | $700 | $9,850 | 3.0★ |
| Aetna Medicare Elite (PPO)Aetna Medicare · PPO · H5521-157-0 · was $0 in 2026 | $6 | $700 | $7,150 | 4.0★ |
| Aetna Medicare Elite Extra (PPO)Aetna Medicare · PPO · H5521-352-0 · was $0 in 2026 | $6 | $700 | $7,150 | 4.0★ |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · H5521-446-0 · was $0 in 2026 | $6 | $700 | $7,150 | 4.0★ |
| HumanaChoice H5216-288 (PPO)Humana · PPO · H5216-288-0 · was $18.20 in 2026 | $31.20 | $375 | $7,150 | 4.0★ |
| UHC Medicare Advantage CT-0003 (HMO-POS)UnitedHealthcare · HMO-POS · H0755-033-0 · was $0 in 2026 | $39 | $685 | $7,150 | 3.5★ |
| Anthem Medicare Advantage (HMO)Anthem Blue Cross and Blue Shield · HMO · H5854-019-1 · was $36 in 2026 | $54 | $400 | $9,850 | 3.5★ |
| UHC Medicare Advantage CT-0002 (HMO-POS)UnitedHealthcare · HMO-POS · H0755-031-0 · was $39 in 2026 | $59 | $595 | $6,700 | 3.5★ |
| Aetna Medicare Enhanced (HMO-POS)Aetna Medicare · HMO-POS · H6303-002-0 | $79 | $500 | $7,150 | new |
| Aetna Medicare Elite Enhanced (PPO)Aetna Medicare · PPO · H5521-762-0 | $99 | $700 | $7,150 | 4.0★ |
| UHC Medicare Advantage CT-0001 (HMO-POS)UnitedHealthcare · HMO-POS · H0755-030-0 · was $78 in 2026 | $109 | $595 | $6,300 | 3.5★ |
| Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS · H5793-001-0 · was $72 in 2026 | $125 | $700 | $7,150 | 3.0★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · How the data is read
Connecticut residents with Parts A and B have 27 Medicare Advantage plans open to the public for 2027, spread over the state's 8 counties, and just 11 of the drug-covering ones charge no monthly premium. The lowest in-network cap is $4,950, for Humana USAA Honor Giveback (PPO), and the median is $7,150, above the national $6,550. Hartford, Middlesex and New Haven counties each list 23 open plans, but Fairfield County, the most affluent, lists only 11 and Windham 15. PPOs lead, 17 to 10 HMOs. Turnover is the other story: Hartford County lost 12 plan IDs from 2026 and gained 6. 10 plans earn four stars or more. For Original Medicare, 10 stand-alone drug plans start at $13.30 a month, a higher floor than in most states, and 1 has no deductible.
Fairfield County: high incomes, short list
Fairfield County lists 11 open plans for 2027, 2 of them at $0 with drugs, and its lowest cap is $5,900, compared with $4,950 in Hartford County. Insurers file fewer plans there. Households with higher incomes, wherever they live in the state, should also check the income-related surcharge on Part B and Part D, called IRMAA: Medicare premiums are based on income reported two years earlier. The check below shows where a given income lands in 2026.
Does your income trigger IRMAA in 2026?
Part B premium per person
$405.80/mo
| IRMAA tier | 2 of 5 |
| Part D surcharge | $37.50 |
| Extra per year | $2,885 |
A joint return above $218,000 or a single one above $109,000 triggers the first tier. The surcharge applies whatever plan you choose, including Medicare Advantage, because it rides on the Part B premium. See the IRMAA brackets.
A year of reshuffled plan numbers
The open list went from 31 plans in 2026 to 27, 4 fewer plans, but that net figure hides much larger movement. In Hartford County 12 plan IDs from 2026 are not filed for 2027 and 6 new ones appear; in New Haven County the figures are 12 and 6. Some of those changes are mergers, where members are moved into another plan by the same company, and some are true exits. Your insurer's Annual Notice of Change says which applies to you. See plans leaving for 2027.
Insurers and ratings
CVS Health Corporation (7), Devoted Health, Inc. (6), Humana Inc. (5), UnitedHealth Group, Inc. (4), Elevance Health, Inc. (3), Centene Corporation (2) file the most open segments. The top 2027 score is 4.5 stars, for Aetna Medicare Eagle Giveback (PPO), a $0 plan with a $7,150 cap that returns part of the Part B premium. Connecticut also counts 12 D-SNPs for people with Medicare and HUSKY Health, the state Medicaid program, and 8 C-SNPs.
Drug plans priced above the national floor
The cheapest stand-alone Part D plan in Connecticut costs $13.30 a month (Wellcare Value Script (PDP)), and the median is $114.75. 3 plans are free for people with full Extra Help.
Every county of Connecticut, 2027
| County | Plans open to all | $0 with drugs | Lowest max out of pocket | Rated 4★ or more | vs 2026 |
|---|---|---|---|---|---|
| Fairfield | 11 | 2 | $5,900 | 1 | -9 |
| Hartford | 23 | 8 | $4,950 | 10 | -6 |
| Litchfield | 20 | 5 | $4,950 | 10 | -9 |
| Middlesex | 23 | 8 | $4,950 | 10 | -6 |
| New Haven | 23 | 8 | $4,950 | 10 | -6 |
| New London | 18 | 5 | $5,900 | 5 | -5 |
| Tolland | 20 | 5 | $4,950 | 10 | -6 |
| Windham | 15 | 2 | $5,900 | 5 | -9 |
Stand-alone Part D plans in Connecticut
| Plan | Monthly premium | With full Extra Help | Deductible | 2026 premium | 2027 Part D stars |
|---|---|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · S4802-137-0 | $13.30 | $13.30 | $700 | $16.40 | 3.0 |
| Wellcare Classic (PDP)Wellcare · S4802-076-0 · Extra Help benchmark | $21.30 | $0 | $700 | $21.70 | 3.0 |
| Blue MedicareRx Value Plus (PDP)Blue MedicareRx · S2893-001-0 · Extra Help benchmark | $25.50 | $0 | $700 | $20.70 | 3.0 |
| Humana Basic Rx Plan (PDP)Humana · S5884-102-0 · Extra Help benchmark | $26.10 | $0 | $700 | $8.40 | 4.5 |
| Humana Value Rx Plan (PDP)Humana · S5884-182-0 | $107.30 | $73.50 | $687 | $73.60 | 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-348-0 | $122.20 | $88.40 | $700 | $38.70 | 3.0 |
| Humana Premier Rx Plan (PDP)Humana · S5884-149-0 | $146.30 | $112.50 | $350 | $138.60 | 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-023-0 | $158.60 | $124.80 | $700 | new | 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-385-0 | $239.80 | $206 | $300 | $155.10 | 3.0 |
| Blue MedicareRx Premier (PDP)Blue MedicareRx · S2893-003-0 | $284.70 | $250.90 | $0 | $238.60 | 3.0 |