Medicare Advantage plans in Wyoming for 2027

A thin market across a big state

With few people spread over long distances, Wyoming has always been a hard market for networks. For 2027, Humana Inc. files 5 and Blue Cross Blue Shield of Michigan Mutual Ins. Co. files 3 open plans. Because every plan is a PPO, out-of-network care is covered at a higher share, which matters when the specialist you need is in Colorado, Montana or Utah.

Where the eight plans are sold

Albany, Goshen, Laramie, Lincoln, Uinta, Weston counties get the full list of 8. Big Horn, Campbell, Carbon, Converse, Fremont, Hot Springs and several others get 3. Teton and Park counties sit in between.

Giveback plans and VA care

The giveback PPOs on the Wyoming list are designed mainly for people who already get drugs through the VA: they reduce the Part B premium, cover medical care in a PPO network and include no Part D. For anyone without VA drug coverage, such a plan means buying a separate drug plan, or facing the Part D late penalty later.

The Original Medicare route

Most Wyoming hospitals and doctors accept Original Medicare, which works anywhere in the country without a network. Its weakness is the 20% of Part B with no yearly limit, which a Medigap policy closes. Drugs come from a stand-alone plan: 9 are sold in Wyoming for 2027, with a median premium of $33.30. The comparison with a PPO comes down to premium against flexibility: the whole-year calculator shows both for your care.

Plans that left for 2027: 5 fewer open plans than in 2026. If yours is among them, see plans leaving for the deadlines and your guaranteed Medigap rights. Neighbors: Colorado, Montana, Utah.