Medicare Advantage plans in Oklahoma for 2027
Oklahoma City and Tulsa have 35 and 32 plans; the Panhandle and the far west have none open to everyone.
Oklahoma, Oklahoma: plans open to everyone on Parts A and B
35 plans
17 with a $0 premium and drug coverage · out-of-pocket limits $3,500 to $9,850 · best rating 4.5★ · 5 plan IDs of 2026 not renewed here
35 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| HealthSpring Preferred (HMO)HealthSpring · HMO · H4513-103-0 | $0 | $500 | $3,500 | 3.5★ |
| Generations Classic Plus (HMO)GlobalHealth · HMO · H3706-023-0 | $0 | $0 | $3,900 | 3.5★ |
| Generations Classic Rewards (HMO)GlobalHealth · HMO · H3706-001-0 | $0 | $0 | $3,900 | 3.5★ |
| Generations Valor (HMO)GlobalHealth · HMO · H3706-009-0 | $0 | no drugs | $3,900 | 4.0★ |
| Senior Health Plan Silver Savings (HMO)CommunityCare Senior Health Plan (HMO) · HMO · H3755-007-0 | $0 | no drugs | $4,500 | 4.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-278-1 | $0 | no drugs | $4,700 | 4.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H7617-012-0 | $0 | no drugs | $4,700 | 4.5★ |
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO · H3288-051-0 | $0 | no drugs | $4,900 | 3.5★ |
| Humana Value Choice (PPO)Humana · PPO · H7617-053-0 | $0 | $520 | $5,300 | 4.5★ |
| HumanaChoice H5216-337 (PPO)Humana · PPO · H5216-337-2 | $0 | $520 | $5,300 | 4.0★ |
| Humana Total Complete (HMO)Humana · HMO · H6622-032-0 | $0 | $700 | $5,400 | 4.0★ |
| DEVOTED CHOICE 001 OK (PPO)Devoted Health · PPO · H2845-001-0 | $0 | $650 | $5,700 | new |
| AARP Medicare Advantage from UHC OK-1P (HMO-POS)UnitedHealthcare · HMO-POS · H5253-213-0 | $0 | $685 | $5,900 | 4.0★ |
| AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO)UnitedHealthcare · PPO · H8768-028-0 | $0 | no drugs | $6,200 | 3.5★ |
| AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS)UnitedHealthcare · HMO-POS · H5253-173-0 | $0 | $685 | $6,500 | 4.0★ |
| Senior Health Plan Silver Plus (HMO)CommunityCare Senior Health Plan (HMO) · HMO · H3755-005-0 | $0 | $650 | $6,500 | 4.0★ |
| AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS)UnitedHealthcare · HMO-POS · H5253-205-0 | $0 | no drugs | $6,700 | 3.5★ |
| HealthSpring Preferred Savings (HMO)HealthSpring · HMO · H4513-073-0 | $0 | $700 | $6,900 | 3.5★ |
| AARP Medicare Advantage Extras from UHC OK-10 (HMO-POS)UnitedHealthcare · HMO-POS · H5253-204-0 | $0 | $685 | $7,150 | 4.0★ |
| Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO · H2663-034-0 | $0 | $300 | $7,150 | 3.5★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 013 OK (PPO)Devoted Health · PPO · H2845-013-0 | $0 | $700 | $7,650 | new |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · H7617-056-0 | $0 | $700 | $7,925 | 4.5★ |
| HumanaChoice Giveback H5216-264 (PPO)Humana · PPO · H5216-264-0 | $0 | $700 | $7,925 | 4.0★ |
| DEVOTED CHOICE GIVEBACK 002 OK (PPO)Devoted Health · PPO · H2845-002-0 | $0 | $461 | $9,850 | new |
| Humana Gold Choice H8145-126 (PFFS)Humana · PFFS · H8145-126-0 | $0 | no drugs | $9,850 | 3.5★ |
| AARP Medicare Advantage from UHC OK-0007 (PPO)UnitedHealthcare · PPO · H8768-016-0 · was $0 in 2026 | $10 | $685 | $7,150 | 4.0★ |
| HealthSpring True Choice (PPO)HealthSpring · PPO · H7849-155-0 · was $0 in 2026 | $13 | $700 | $6,800 | 3.0★ |
| HumanaChoice H5216-081 (PPO)Humana · PPO · H5216-081-0 · was $14 in 2026 | $26 | $700 | $6,850 | 4.0★ |
| Senior Health Plan Platinum (HMO)CommunityCare Senior Health Plan (HMO) · HMO · H3755-001-0 · was $24 in 2026 | $35 | $500 | $4,450 | 4.0★ |
| Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO · H3288-017-0 · was $25 in 2026 | $35 | $700 | $6,750 | 3.5★ |
| AARP Medicare Advantage from UHC OK-0001 (HMO-POS)UnitedHealthcare · HMO-POS · H5253-171-0 · was $36 in 2026 | $39 | $685 | $5,900 | 4.0★ |
| HumanaChoice H5216-316 (PPO)Humana · PPO · H5216-316-3 · was $35 in 2026 | $48 | $700 | $4,900 | 4.0★ |
| HumanaChoice H5216-083 (PPO)Humana · PPO · H5216-083-0 · was $46 in 2026 | $59 | $700 | $6,900 | 4.0★ |
| AARP Medicare Advantage from UHC OK-0005 (PPO)UnitedHealthcare · PPO · H8768-008-0 · was $59 in 2026 | $79 | $685 | $7,150 | 4.0★ |
| Senior Health Plan Platinum Plus (HMO)CommunityCare Senior Health Plan (HMO) · HMO · H3755-004-0 · was $97 in 2026 | $120 | $450 | $5,000 | 4.0★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · How the data is read
Oklahoma has 52 Medicare Advantage plans open to anyone with Parts A and B for 2027, but 7 counties have none at all: Beaver, Cimarron, Ellis, Harmon, Harper, Roger Mills, Texas. Residents there, in the Panhandle and along the western border, rely on Original Medicare unless they qualify for one of the special needs plans still filed. In the metro areas the picture flips. Oklahoma County has 35 open plans and Tulsa County 32, with 17 and 16 at a $0 premium. Statewide, 28 drug-covering plans are $0, the median in-network cap is $6,050, a little under the national $6,550, and the lowest is $3,400. 31 plans hold four stars or more. Humana Inc. files the most plans, 17. The 29 special needs plans and 9 stand-alone drug plans are listed below.
Seven counties outside the Medicare Advantage map
Texas County, Oklahoma, sits in the Panhandle and is one of the places with no open plan for 2027. It has 3 special needs plans filed, the same as its neighbors, and each is open only to people who meet its special needs criteria. In Beaver, Cimarron, Ellis, Harmon, Harper, Roger Mills, Texas, a new Medicare enrollee without Medicaid has two routes: Original Medicare alone, or Original Medicare with a Medigap policy and one of the 9 stand-alone drug plans sold statewide. The second adds monthly premiums but covers most of the 20% share Medicare leaves to you.
Part B over a year, without a supplement
2026 total
$3,161
| Premiums | $2,435 |
| Deductible and 20% | $726 |
The calculator shows what Part B alone costs over a year without any supplement. A Medigap policy bought within 6 months of starting Part B cannot be refused for health reasons under federal rules, which is why that first window matters most in counties without Advantage plans.
The metro menus
Oklahoma (35), Canadian (34), Logan (34), Cleveland (33) lead the state, with Tulsa close behind at 32. A local health system, St. Francis, files plans alongside Humana Inc., UnitedHealth Group, Inc., Devoted Health, Inc., CVS Health Corporation. The state's lowest cap, $3,400, is on Senior Health Plan Silver (HMO) at a $0 premium; Humana Value Choice (PPO) combines the state's top rating, 4.5 stars, with a $0 premium.
A smaller field than 2026
Oklahoma had 56 open plans in 2026 and has 52 now, 4 fewer plans. 2 private fee-for-service plans remain, a type that lets you use any provider who accepts the plan's payment terms.
Every county of Oklahoma, 2027
| County | Plans open to all | $0 with drugs | Lowest max out of pocket | Rated 4★ or more | vs 2026 |
|---|---|---|---|---|---|
| Adair | 22 | 10 | $4,450 | 15 | -7 |
| Alfalfa | 7 | 4 | $4,700 | 4 | -10 |
| Atoka | 10 | 3 | $4,700 | 6 | -7 |
| Beaver | 0 | 0 | none | 0 | -7 |
| Beckham | 7 | 2 | $5,900 | 5 | same |
| Blaine | 13 | 6 | $4,700 | 7 | -3 |
| Bryan | 9 | 4 | $4,700 | 7 | -8 |
| Caddo | 12 | 5 | $3,900 | 8 | -15 |
| Canadian | 34 | 17 | $3,500 | 20 | -7 |
| Carter | 12 | 6 | $3,900 | 8 | -10 |
| Cherokee | 18 | 7 | $4,450 | 15 | -9 |
| Choctaw | 10 | 2 | $4,700 | 8 | -2 |
| Cimarron | 0 | 0 | none | 0 | -7 |
| Cleveland | 33 | 16 | $3,500 | 20 | -5 |
| Coal | 10 | 6 | $4,900 | 7 | -6 |
| Comanche | 19 | 6 | $4,450 | 17 | -4 |
| Cotton | 12 | 4 | $4,700 | 9 | -6 |
| Craig | 23 | 10 | $3,400 | 16 | -5 |
| Creek | 26 | 14 | $3,400 | 16 | -10 |
| Custer | 8 | 3 | $5,900 | 5 | -7 |
| Delaware | 19 | 7 | $3,400 | 15 | -3 |
| Dewey | 7 | 1 | $4,700 | 7 | -13 |
| Ellis | 0 | 0 | none | 0 | -3 |
| Garfield | 14 | 8 | $3,900 | 10 | -9 |
| Garvin | 27 | 12 | $3,900 | 18 | -6 |
| Grady | 23 | 11 | $3,900 | 18 | -8 |
| Grant | 8 | 5 | $4,700 | 4 | -10 |
| Greer | 11 | 3 | $4,700 | 9 | -6 |
| Harmon | 0 | 0 | none | 0 | -13 |
| Harper | 0 | 0 | none | 0 | -3 |
| Haskell | 18 | 5 | $4,450 | 14 | same |
| Hughes | 22 | 10 | $3,400 | 16 | -8 |
| Jackson | 5 | 1 | $4,700 | 5 | -13 |
| Jefferson | 13 | 5 | $4,450 | 11 | -1 |
| Johnston | 9 | 4 | $4,700 | 8 | -11 |
| Kay | 12 | 6 | $4,700 | 9 | -10 |
| Kingfisher | 26 | 12 | $4,450 | 19 | +1 |
| Kiowa | 14 | 3 | $4,700 | 12 | -6 |
| Latimer | 14 | 3 | $4,450 | 12 | same |
| Le Flore | 19 | 8 | $4,450 | 16 | -2 |
| Lincoln | 27 | 15 | $3,500 | 15 | -9 |
| Logan | 34 | 16 | $3,500 | 20 | -7 |
| Love | 6 | 2 | $4,700 | 4 | -14 |
| Major | 8 | 5 | $4,700 | 4 | -10 |
| Marshall | 6 | 2 | $4,700 | 4 | -12 |
| Mayes | 26 | 12 | $3,400 | 19 | -7 |
| McClain | 32 | 16 | $3,500 | 20 | -5 |
| McCurtain | 7 | 1 | $4,700 | 6 | -5 |
| McIntosh | 27 | 13 | $3,400 | 17 | -5 |
| Murray | 17 | 6 | $4,700 | 13 | -6 |
| Muskogee | 25 | 10 | $3,400 | 17 | -3 |
| Noble | 9 | 3 | $4,700 | 7 | -11 |
| Nowata | 16 | 6 | $3,400 | 12 | -11 |
| Okfuskee | 24 | 12 | $3,900 | 15 | -12 |
| Oklahoma | 35 | 17 | $3,500 | 21 | -2 |
| Okmulgee | 32 | 16 | $3,400 | 19 | -2 |
| Osage | 24 | 11 | $3,400 | 17 | -9 |
| Ottawa | 23 | 10 | $3,400 | 16 | -1 |
| Pawnee | 24 | 10 | $3,400 | 15 | -8 |
| Payne | 11 | 4 | $4,450 | 11 | +5 |
| Pittsburg | 21 | 9 | $3,400 | 16 | -9 |
| Pontotoc | 12 | 6 | $3,900 | 9 | -14 |
| Pottawatomie | 29 | 14 | $3,900 | 20 | -5 |
| Pushmataha | 17 | 5 | $4,450 | 14 | -6 |
| Roger Mills | 0 | 0 | none | 0 | -7 |
| Rogers | 24 | 11 | $3,400 | 19 | -7 |
| Seminole | 30 | 15 | $3,900 | 20 | -1 |
| Sequoyah | 20 | 8 | $4,450 | 16 | -2 |
| Stephens | 19 | 7 | $4,450 | 16 | -3 |
| Texas | 0 | 0 | none | 0 | -7 |
| Tillman | 11 | 3 | $4,700 | 9 | -2 |
| Tulsa | 32 | 16 | $3,400 | 19 | -6 |
| Wagoner | 29 | 13 | $3,400 | 19 | -6 |
| Washington | 13 | 7 | $3,400 | 13 | -1 |
| Washita | 8 | 2 | $5,900 | 5 | same |
| Woods | 4 | 1 | $4,700 | 4 | -7 |
| Woodward | 4 | 1 | $4,700 | 3 | -3 |
Stand-alone Part D plans in Oklahoma
| Plan | Monthly premium | With full Extra Help | Deductible | 2026 premium | 2027 Part D stars |
|---|---|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · S4802-156-0 | $5.30 | $5.30 | $700 | $5.60 | 3.0 |
| Humana Basic Rx Plan (PDP)Humana · S5884-144-0 · Extra Help benchmark | $6.30 | $0 | $700 | $0 | 4.5 |
| Wellcare Classic (PDP)Wellcare · S4802-014-0 · Extra Help benchmark | $8.30 | $0 | $700 | $5.70 | 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-015-0 | $13.60 | $2.60 | $700 | $0 | 2.5 |
| Humana Value Rx Plan (PDP)Humana · S5884-202-0 | $40 | $29 | $687 | $33.70 | 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-368-0 | $116.40 | $105.40 | $700 | $82.40 | 3.0 |
| Humana Premier Rx Plan (PDP)Humana · S5884-169-0 | $127.90 | $116.90 | $350 | $108.60 | 4.5 |
| HealthSpring Extra RX (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-010-0 | $162.80 | $151.80 | $700 | $167.30 | 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-404-0 | $208 | $197 | $300 | $121 | 3.0 |