Medicare Advantage plans in Georgia for 2027

Half of Georgia's open Medicare Advantage plans for 2027 set their out-of-pocket cap at the federal maximum, which makes the ceiling the first number to check here.

159 with at least one plan

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DeKalb, Georgia: plans open to everyone on Parts A and B

55 plans

30 with a $0 premium and drug coverage · out-of-pocket limits $3,400 to $9,850 · best rating 5.0★ · 9 plan IDs of 2026 not renewed here

Full page for DeKalb

How this is computed

55 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026

Medicare Advantage plans: premium, drug deductible, maximum out of pocket and stars
PlanPremiumDrug deductibleMax out of pocketStars
Wellcare Patriot Simple (HMO-POS)Wellcare · HMO-POS · H1112-034-0$0no drugs$3,4004.0★
Aetna Medicare Prime Care (HMO)Aetna Medicare · HMO · H5302-028-0$0$500$5,9003.5★
Kaiser Permanente Senior Advantage Liberty (HMO)Kaiser Permanente · HMO · H1170-014-0$0no drugs$6,0004.5★
HealthSpring Preferred GA (HMO)HealthSpring · HMO · H0439-003-1$0$500$6,5003.0★
Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-217-0$0no drugs$6,7004.0★
Kaiser Permanente Sr Advantage Liberty Giveback (HMO)Kaiser Permanente · HMO · H1170-017-0$0no drugs$6,7504.5★
AARP Medicare Advantage from UHC GA-10 (HMO-POS)UnitedHealthcare · HMO-POS · H5322-053-0$0$685$7,1503.5★
HumanaChoice R0110-019 (Regional PPO)Humana · Regional PPO · R0110-019-0$0no drugs$7,2003.5★
DEVOTED CHOICE 001 GA (PPO)Devoted Health · PPO · H5453-001-0$0$461$7,4004.0★
Humana Gold Plus H4141-017 (HMO)Humana · HMO · H4141-017-3$0$700$7,5003.5★
Wellcare Assist (HMO-POS)Wellcare · HMO-POS · H1112-043-0 · was $25.40 in 2026$0$700$7,5003.5★
Kaiser Permanente Senior Advantage Basic 1 (HMO)Kaiser Permanente · HMO · H1170-009-0$0$0$8,4504.5★
DEVOTED CHOICE GIVEBACK EXTRAS 022 GA (PPO)Devoted Health · PPO · H5453-022-0$0$700$8,5504.0★
Aetna Medicare Eagle Extra Plus (PPO)Aetna Medicare · PPO · H2293-009-0$0no drugs$8,9003.5★
Aetna Medicare Eagle Plus (PPO)Aetna Medicare · PPO · H3288-034-0$0no drugs$8,9003.5★
Anthem Veteran (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · H5422-014-0$0no drugs$9,2503.5★
DEVOTED CHOICE MA ONLY 003 GA (PPO)Devoted Health · PPO · H5453-003-0$0no drugs$9,2503.5★
Wellcare Simple (HMO-POS)Wellcare · HMO-POS · H1112-038-0$0$700$9,2503.5★
Wellcare Simple Open (PPO)Wellcare · PPO · H0111-001-0$0$700$9,2503.5★
HealthSpring Preferred (HMO)HealthSpring · HMO · H0439-015-2$0$400$9,3503.0★
Kaiser Permanente Senior Advantage Care Plus (HMO-POS)Kaiser Permanente · HMO-POS · H1170-013-0$0$0$9,6504.5★
Aetna Medicare Elite (PPO)Aetna Medicare · PPO · H5521-091-0$0$700$9,8504.0★
Aetna Medicare Elite Giveback (PPO)Aetna Medicare · PPO · H2293-010-0$0$600$9,8503.5★
Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO · H5302-022-0$0$500$9,8503.5★
Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPO · H4036-040-0$0no drugs$9,8504.5★
Clover Health LiveHealthy (PPO)Clover Health · PPO · H5141-026-0$0$350$9,8505.0★
Clover Health Valor (PPO)Clover Health · PPO · H5141-056-0$0no drugs$9,8504.0★
DEVOTED CHOICE GIVEBACK 002 GA (PPO)Devoted Health · PPO · H5453-002-0$0$461$9,8504.0★
HealthSpring Preferred Savings (HMO)HealthSpring · HMO · H0439-016-0$0$700$9,8503.0★
HealthSpring True Choice (PPO)HealthSpring · PPO · H7849-145-0$0$700$9,8503.0★
Humana Gold Plus Giveback H4141-022 (HMO)Humana · HMO · H4141-022-0$0$700$9,8503.5★
Humana Gold Plus H4141-015 (HMO)Humana · HMO · H4141-015-0$0$450$9,8503.5★
Humana Gold Plus H4141-023 (HMO)Humana · HMO · H4141-023-0$0$550$9,8503.5★
Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-286-0$0no drugs$9,8504.0★
Humana USAA Honor Giveback (PPO)Humana · PPO · H7617-096-0$0no drugs$9,8504.5★
HumanaChoice Giveback H5216-154 (PPO)Humana · PPO · H5216-154-0$0$700$9,8504.0★
HumanaChoice Giveback H5216-345 (PPO)Humana · PPO · H5216-345-0$0$700$9,8504.0★
HumanaChoice Giveback H7617-094 (PPO)Humana · PPO · H7617-094-0$0$700$9,8504.5★
HumanaChoice H5216-157 (PPO)Humana · PPO · H5216-157-0$0no drugs$9,8504.0★
HumanaChoice H5216-203 (PPO)Humana · PPO · H5216-203-1$0$700$9,8504.0★
HumanaChoice H5216-421 (PPO)Humana · PPO · H5216-421-0$0$700$9,8504.0★
HumanaChoice H7617-092 (PPO)Humana · PPO · H7617-092-0$0$700$9,8504.5★
HumanaChoice H7617-093 (PPO)Humana · PPO · H7617-093-0$0$700$9,8504.5★
UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO)UnitedHealthcare · Regional PPO · R2604-005-0$0no drugs$9,8503.5★
Wellcare Giveback (HMO-POS)Wellcare · HMO-POS · H1112-042-0$0$700$9,8503.5★
Wellcare Patriot Giveback Open (PPO)Wellcare · PPO · H0111-007-0$0no drugs$9,8503.0★
HumanaChoice H5216-280 (PPO)Humana · PPO · H5216-280-1 · was $25.40 in 2026$6.30$700$9,8504.0★
HumanaChoice H7617-114 (PPO)Humana · PPO · H7617-114-0$13$700$9,8504.5★
Aetna Medicare Value Care (PPO)Aetna Medicare · PPO · H5521-364-0$25.40$700$9,8504.0★
Kaiser Permanente Senior Advantage Standard (HMO)Kaiser Permanente · HMO · H1170-016-0$34$0$7,1504.5★
Clover Health LiveHealthy Premier (PPO)Clover Health · PPO · H5141-045-0 · was $25 in 2026$35$250$9,8505.0★
Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · H5422-020-0$55$550$9,8503.5★
Humana Gold Choice H8145-069 (PFFS)Humana · PFFS · H8145-069-0 · was $27 in 2026$56$700$9,8504.0★
Kaiser Permanente Senior Advantage Enhanced 1 (HMO)Kaiser Permanente · HMO · H1170-002-0 · was $67 in 2026$70$0$7,0004.5★
Humana Full Access R0110-020 (Regional PPO)Humana · Regional PPO · R0110-020-0 · was $100 in 2026$138$700$9,8503.5★

Compiled by Radif Partners from the CMS landscape file of September 2026 · How the data is read

Georgia has 99 Medicare Advantage plans open to anyone with Parts A and B for 2027, filed across 159 counties, more counties than any state but Texas, and 61 of the drug-covering plans have a $0 premium. The striking figure is the median in-network cap: $9,850, the highest amount CMS allows for 2027, against a national median of $6,550. The lowest cap is $3,400, for Wellcare Patriot Simple (HMO-POS). Ratings run to the top of the scale: Clover Health LiveHealthy (PPO) earns 5 stars, and 47 plans hold four or more. Metro Atlanta has the longest lists, with DeKalb County at 55 open plans and Fulton at 52, while Dougherty County, around Albany, has 19. PPOs outnumber HMOs 59 to 39. Georgia also lists 62 special needs plans and 9 stand-alone drug plans.

Caps at the federal ceiling

CMS lets a plan set its in-network maximum out of pocket as high as $9,850 for 2027. In Georgia, the middle of the distribution sits at $9,850, so at least half the open plans could charge that much in copays and coinsurance before coverage reaches 100%. For a year with a hospital stay or cancer treatment, the gap between a $3,400 cap and a $9,850 cap is larger than several years of premiums. Test both with your own figures.

What an out-of-pocket cap is worth in a bad year

The cap saves

$4,172

Original Medicare alone (20%, 1 admission)$14,022
With the plan’s cap$9,850
Whole-year cost calculator →

The five-star plan and its fine print

Clover Health LiveHealthy (PPO), from Clover Health, carries 5 stars for 2027, a $0 premium and a $9,850 cap. A five-star rating also opens a special enrollment period: you can join a plan rated five stars for 2027 once between December 8, 2026 and November 30, 2027, if it serves your county (42 CFR 422.62).

Atlanta suburbs and southwest Georgia

DeKalb (55), Gwinnett (53), Fulton (52), Henry (52) lead the state. In southwest Georgia, Dougherty County has 19 open plans and 18 special needs plans, and its lowest cap is $6,700, far above the metro floor. Kaiser Permanente serves the Atlanta area with its own offices and appears among the main filers: Humana Inc. (29), Health Care Service Corporation (16), CVS Health Corporation (15), Devoted Health, Inc. (10), Centene Corporation (9), Kaiser Foundation Health Plan, Inc. (7).

Drug plans cost more in Georgia

The median stand-alone Part D premium is $145.70, one of the highest in the country, though Wellcare Value Script (PDP) costs $5.30. Only 1 plan is premium-free with full Extra Help. The open Advantage list went from 107 to 99, 8 fewer plans. Georgia's 39 D-SNPs serve people with both Medicare and Medicaid.

Every county of Georgia, 2027

159 counties with at least one Advantage plan; special needs plans not counted (CMS CY2027 and CY2026 landscape files).
CountyPlans open to all$0 with drugsLowest max out of pocketRated 4★ or morevs 2026
Appling3917$3,40021same
Atkinson3717$3,40022-3
Bacon3917$3,40022+1
Baker4118$3,40022same
Baldwin4319$3,40022-3
Banks3921$3,40020-5
Barrow4825$3,40026-8
Bartow4825$3,40023-2
Ben Hill3816$3,40021same
Berrien3314$3,40018-2
Bibb4218$3,40020-3
Bleckley3313$3,40017-4
Brantley3816$3,40022+1
Brooks3214$3,40017-2
Bryan4622$3,40024-4
Bulloch3217$6,70022-2
Burke4019$3,40020-3
Butts4823$3,40026-4
Calhoun249$6,70015+1
Camden3918$3,40021+1
Candler3917$3,40022-2
Carroll228$6,70010-4
Catoosa4421$3,40022-2
Charlton3816$3,40021-1
Chatham4924$3,40025-5
Chattahoochee4420$3,40021-2
Chattooga4120$3,40020-4
Cherokee3615$3,40018-10
Clarke4523$3,40020-5
Clay2811$6,70016+1
Clayton4925$3,40027-7
Clinch3916$3,40022-2
Cobb3215$5,90018-11
Coffee4118$3,40022+2
Colquitt3617$3,40018-2
Columbia5025$3,40024+2
Cook3214$3,40017-2
Coweta4323$3,40022-11
Crawford4319$3,40023-2
Crisp3411$3,40016-1
Dade4221$3,40022-4
Dawson4322$3,40021-3
Decatur2912$3,40015-3
DeKalb5530$3,40030-4
Dodge3917$3,40022-2
Dooly3817$3,40019-6
Dougherty198$6,70011+1
Douglas4526$3,40027-10
Early2510$6,70016+1
Echols3416$3,40019-2
Effingham319$6,70018-4
Elbert4420$3,40023-2
Emanuel3516$3,40018-5
Evans4218$3,40022-2
Fannin3918$3,40021-5
Fayette3922$3,40019-9
Floyd3016$6,90012-5
Forsyth4824$3,40025-5
Franklin4421$3,40020-3
Fulton5228$3,40028-6
Gilmer3813$3,40020-2
Glascock4519$3,40023-2
Glynn2810$6,70016same
Gordon2410$6,70011-2
Grady3013$3,40016-3
Greene4523$3,40021-2
Gwinnett5328$3,40028-5
Habersham3617$3,40018-7
Hall3819$3,40016-7
Hancock4419$3,40023-2
Haralson4220$3,40020-3
Harris4421$3,40023-3
Hart3816$3,40020-6
Heard4321$3,40023-5
Henry5227$3,40028-5
Houston3817$3,40018-6
Irwin4218$3,40022-2
Jackson3919$3,40018-10
Jasper4320$3,40024-3
Jeff Davis3414$3,40017same
Jefferson4419$3,40023-3
Jenkins3916$3,40021-2
Johnson4118$3,40022-2
Jones4218$3,40022-2
Lamar4218$3,40021-3
Lanier3115$3,40016-2
Laurens3916$3,40019-1
Lee2811$6,70016+1
Liberty4320$3,40020-1
Lincoln4620$3,40023-2
Long4019$3,40023-2
Lowndes2913$3,40013-2
Lumpkin4419$3,40021-3
Macon4319$3,40022-3
Madison4825$3,40023-2
Marion4320$3,40023same
McDuffie5025$3,40024+2
McIntosh4119$3,40023-4
Meriwether4320$3,40022-3
Miller3013$3,40016-3
Mitchell2812$3,40014-2
Monroe4019$3,40021-5
Montgomery3816$3,40021-2
Morgan4924$3,40023-2
Murray4320$3,40023same
Muscogee4923$3,40024-1
Newton5028$3,40024-3
Oconee4623$3,40020-4
Oglethorpe4723$3,40021-3
Paulding4522$3,40022-6
Peach4621$3,40023-2
Pickens3517$3,40016-9
Pierce248$6,70013-4
Pike4219$3,40022-1
Polk3816$6,70020-3
Pulaski4017$3,40022-2
Putnam4120$3,40020-6
Quitman4118$3,40022+2
Rabun4218$3,40022-2
Randolph3717$3,40021same
Richmond5025$3,40024+2
Rockdale4424$3,40025-11
Schley3817$3,40020same
Screven4117$3,40021-3
Seminole3114$3,40017+1
Spalding4726$3,40025-6
Stephens4420$3,40022-4
Stewart4522$3,40023+2
Sumter237$6,70011+1
Talbot4420$3,40024-2
Taliaferro4018$3,40022-5
Tattnall4016$3,40020-2
Taylor4219$3,40021-2
Telfair3817$3,40021-2
Terrell259$6,70016-1
Thomas3517$3,40019-1
Tift3513$3,40017-3
Toombs249$6,70013same
Towns3815$3,40019-2
Treutlen4118$3,40022-2
Troup3212$3,40013-9
Turner3717$3,40021-3
Twiggs4420$3,40023-4
Union4017$3,40022-2
Upson4420$3,40023-2
Walker3518$3,40018same
Walton4826$3,40024-7
Ware3413$3,40016same
Warren4217$3,40022-2
Washington4018$3,40022-5
Wayne4015$3,40020same
Webster4320$3,40021same
Wheeler3517$3,40020-5
White4420$3,40022-3
Whitfield2613$6,70017+4
Wilcox3617$3,40021-5
Wilkes4018$3,40021-5
Wilkinson3918$3,40020-5
Worth3817$3,40020+2

Stand-alone Part D plans in Georgia

9 plans for 2027 (10 in 2026), with Original Medicare or a plan without drug coverage.
PlanMonthly premiumWith full Extra HelpDeductible2026 premium2027 Part D stars
Wellcare Value Script (PDP)Wellcare · S4802-145-0$5.30$5.30$700$03.0
Humana Basic Rx Plan (PDP)Humana · S5884-135-0 · Extra Help benchmark$6.30$0$700$04.5
Wellcare Classic (PDP)Wellcare · S4802-082-0$7.30$1$700$03.0
Humana Value Rx Plan (PDP)Humana · S5884-189-0$55.70$49.40$687$36.404.5
SilverScript Choice (PDP)Aetna Medicare · S5601-020-0$145.70$139.40$700$100.702.5
Humana Premier Rx Plan (PDP)Humana · S5884-156-0$146.30$140$350$129.504.5
HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-031-0$147.30$141$700new2.5
AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-355-0$165.60$159.30$700$983.0
AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-392-0$216.80$210.50$300$139.803.0

Questions people ask

Why do so many Georgia Medicare Advantage plans have a high out-of-pocket maximum in 2027?

The median cap among Georgia's 99 open plans is $9,850, per the CMS landscape file of September 2026, and a high ceiling lets an insurer keep the premium down by shifting more of a bad year onto members. Lower caps exist, from $3,400, usually with a premium or a narrower HMO network.

Is there a five-star Medicare Advantage plan in Georgia for 2027?

Yes. Clover Health LiveHealthy (PPO), offered by Clover Health, holds 5 stars in the ratings CMS published on October 8, 2026. It charges $0 a month with a $9,850 cap. Check that it serves your county before relying on the five-star switch rule.

Which Georgia county has the fewest Medicare Advantage plans in 2027?

Dougherty County, with 19 plans open to everyone, followed by Carroll with 22, according to CMS. DeKalb County, in metro Atlanta, has the most, 55. Even the thinnest Georgia counties keep several PPOs and at least one $0 plan, all listed in the county table.

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Official files behind this page

Compiled by

Independent publisher of county-level plan tables and cost calculators for people turning 65

Plan data read on · Editorial policy · Contact

Plan figures are read from public CMS and SSA files; costs are estimates only and do not replace a plan’s Evidence of Coverage, which can change its network, drug list or copays. This is not financial or professional advice, and we receive nothing from any plan.

Plans for 2027, CMS landscape and star files checked on