Medicare Advantage plans in District of Columbia for 2027
The District is a single county for Medicare purposes, and its open list for 2027 is short: 11 plans, after 7 plan IDs from 2026 were not filed again.
District of Columbia, District of Columbia: plans open to everyone on Parts A and B
11 plans
2 with a $0 premium and drug coverage · out-of-pocket limits $5,700 to $7,900 · best rating 4.5★ · 7 plan IDs of 2026 not renewed here
11 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage · PPO · H7379-003-0 | $0 | no drugs | $5,900 | 2.5★ |
| Kaiser Permanente Medicare Advantage Liberty (HMO)Kaiser Permanente · HMO · H2172-005-0 | $0 | no drugs | $5,900 | 4.5★ |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO · H5521-322-0 | $0 | no drugs | $6,750 | 4.5★ |
| HumanaChoice H5216-383 (PPO)Humana · PPO · H5216-383-0 | $0 | $700 | $7,150 | 4.0★ |
| Kaiser Permanente Medicare Advantage Value DC (HMO-POS)Kaiser Permanente · HMO-POS · H2172-027-0 | $0 | $0 | $7,900 | 4.5★ |
| Kaiser Permanente Medicare Advantage Standard DC (HMO-POS)Kaiser Permanente · HMO-POS · H2172-020-0 · was $36 in 2026 | $38 | $0 | $7,400 | 4.5★ |
| Aetna Medicare Enhanced Plus (HMO-POS)Aetna Medicare · HMO-POS · H3931-095-0 · was $63 in 2026 | $48 | $400 | $7,500 | 3.5★ |
| CareFirst BlueCross BlueShield Advantage Signature (PPO)CareFirst BlueCross BlueShield Medicare Advantage · PPO · H7379-004-2 | $58 | $600 | $7,151 | 2.5★ |
| Aetna Medicare Premier (PPO)Aetna Medicare · PPO · H5521-015-0 · was $70 in 2026 | $68 | $700 | $5,900 | 4.0★ |
| AARP Medicare Advantage from UHC DC-0002 (PPO)UnitedHealthcare · PPO · H2406-082-0 · was $46 in 2026 | $72 | $685 | $7,150 | 4.0★ |
| Kaiser Permanente Medicare Advantage High DC (HMO-POS)Kaiser Permanente · HMO-POS · H2172-001-0 · was $105 in 2026 | $115 | $0 | $5,700 | 4.5★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · How the data is read
Residents of the District of Columbia who have Parts A and B can choose among 11 Medicare Advantage plans open to the public for 2027, against 16 in 2026. Only 2 of the 8 plans that include drug coverage charge no monthly premium, a much smaller share than in the surrounding suburbs. In-network out-of-pocket caps run from $5,700 to $7,900, with a median of $7,150, above the national $6,550. Quality scores are high: 8 of the 11 plans hold four stars or more for 2027. Kaiser Foundation Health Plan, Inc. files the most open plans, followed by CVS Health Corporation and CareFirst, Inc.. 7 plan IDs offered in 2026 were not renewed and 2 are new. The District also has 4 special needs plans and 9 stand-alone Part D plans, the cheapest at $5.30 a month, listed below.
A city-sized market with few $0 plans
Because DC counts as one county, every resident sees the same 11 open plans, whether they live in Anacostia or Chevy Chase. Kaiser Foundation Health Plan, Inc. (4), CVS Health Corporation (3), CareFirst, Inc. (2), Humana Inc. (1), UnitedHealth Group, Inc. (1) file them. Only 2 carry no monthly premium with drug coverage, so many DC members pay a plan premium on top of Part B. The lowest cap, $5,700, comes with Kaiser Permanente Medicare Advantage High DC (HMO-POS) at $115 a month; the top premium among open plans is $115.
Kaiser's position in the District
Kaiser Permanente runs its own medical centers in the region and files 4 of the open plans. Its HMO-POS plans let members use some care outside Kaiser for a higher share of the bill. Kaiser Permanente Medicare Advantage Liberty (HMO), rated 4.5 stars, costs $0 with a $5,900 cap. Members who rely on a university hospital or a specific downtown practice should check each directory, because DC networks differ more from plan to plan than the short list suggests.
Turning 65 in Washington
Your first chance to join comes in your initial enrollment period, seven months centered on the month you turn 65. If you keep working past 65 with group coverage from a current employer, you can delay Part B without penalty and sign up later in a special enrollment period (42 CFR 407.20). Find your own window here.
When your sign-up window opens
Initial enrollment period
March 2027 to September 2027
| Coverage can start | June 2027 |
| Medigap open enrollment ends | November 2027 |
Born on the 1st: everything moves one month earlier.
If you choose Original Medicare instead, your 6-month Medigap open enrollment starts with Part B, and a stand-alone drug plan from the 9 on offer covers prescriptions; 2 of them are free with full Extra Help. See every enrollment period for the rules.
Plans for residents with DC Medicaid
The 4 special needs plans include 3 D-SNPs for people with both Medicare and DC Medicaid and 1 plan for nursing-home residents. Neighboring Maryland and Virginia have their own lists; you can join only plans filed for your place of residence.
Every county of District of Columbia, 2027
| County | Plans open to all | $0 with drugs | Lowest max out of pocket | Rated 4★ or more | vs 2026 |
|---|---|---|---|---|---|
| District of Columbia | 11 | 2 | $5,700 | 8 | -5 |
Stand-alone Part D plans in District of Columbia
| Plan | Monthly premium | With full Extra Help | Deductible | 2026 premium | 2027 Part D stars |
|---|---|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · S4802-140-0 | $5.30 | $5.30 | $700 | $5.60 | 3.0 |
| Humana Basic Rx Plan (PDP)Humana · S5884-103-0 · Extra Help benchmark | $6.30 | $0 | $700 | $0 | 4.5 |
| Wellcare Classic (PDP)Wellcare · S4802-079-0 · Extra Help benchmark | $7.30 | $0 | $700 | $5.70 | 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-026-0 | $14.90 | $7 | $700 | new | 2.5 |
| Humana Value Rx Plan (PDP)Humana · S5884-184-0 | $36.60 | $28.70 | $687 | $4.30 | 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-350-0 | $95.60 | $87.70 | $700 | $37.80 | 3.0 |
| SilverScript Choice (PDP)Aetna Medicare · S5601-010-0 | $100.60 | $92.70 | $700 | $97.40 | 2.5 |
| Humana Premier Rx Plan (PDP)Humana · S5884-151-0 | $127.90 | $120 | $350 | $108.60 | 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-387-0 | $174.90 | $167 | $300 | $94.50 | 3.0 |