Medicare Advantage plans in Louisiana for 2027
Louisiana counts parishes, not counties, and for 2027 its Medicare Advantage market leans heavily toward people who also qualify for Medicaid.
Orleans, Louisiana: plans open to everyone on Parts A and B
34 plans
19 with a $0 premium and drug coverage · out-of-pocket limits $2,875 to $9,850 · best rating 4.5★ · 3 plan IDs of 2026 not renewed here
34 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| Humana LCMC Advantage H1951-051 (HMO)Humana · HMO · H1951-051-0 | $0 | $275 | $2,875 | 4.5★ |
| Humana Select Partner Plan (HMO)Humana · HMO · H1951-038-0 | $0 | $275 | $2,900 | 4.5★ |
| DEVOTED CHOICE 005 LA (PPO)Devoted Health · PPO · H7766-005-0 | $0 | $650 | $3,900 | new |
| Peoples Health Choices 65 (HMO-POS)Peoples Health · HMO-POS · H1961-014-1 | $0 | $595 | $3,900 | 3.5★ |
| Humana Gold Plus H1951-047 (HMO)Humana · HMO · H1951-047-1 | $0 | $700 | $4,200 | 4.5★ |
| Humana USAA Honor Giveback (HMO)Humana · HMO · H1951-060-0 | $0 | no drugs | $4,900 | 4.5★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-201-0 | $0 | no drugs | $4,900 | 4.0★ |
| Wellcare Assist (HMO-POS)Wellcare · HMO-POS · H2491-010-0 · was $31.90 in 2026 | $0 | $700 | $5,400 | 3.5★ |
| Blue adVantage Classic (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS · H6453-013-4 | $0 | $700 | $5,900 | 3.5★ |
| HumanaChoice H5216-417 (PPO)Humana · PPO · H5216-417-0 | $0 | $700 | $6,350 | 4.0★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 028 LA (PPO)Devoted Health · PPO · H7766-028-0 | $0 | $700 | $6,600 | new |
| Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS)Peoples Health · HMO-POS · H1961-026-0 | $0 | no drugs | $6,700 | 4.0★ |
| Aetna Medicare Eagle Plus Giveback (PPO)Aetna Medicare · PPO · H5521-235-0 | $0 | no drugs | $6,750 | 4.5★ |
| Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO · H3239-022-0 | $0 | $400 | $6,750 | 3.5★ |
| Aetna Medicare Signature Extra Care (HMO)Aetna Medicare · HMO · H3928-001-0 | $0 | $400 | $6,750 | 3.5★ |
| Aetna Medicare Signature Care (PPO)Aetna Medicare · PPO · H5521-365-0 | $0 | $600 | $7,150 | 4.0★ |
| Aetna Medicare Signature Extra Plus (PPO)Aetna Medicare · PPO · H5521-233-0 | $0 | $600 | $7,150 | 4.0★ |
| Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO · H5521-476-0 | $0 | $600 | $7,150 | 4.0★ |
| Peoples Health Medicare Advantage Giveback LA-4 (HMO-POS)Peoples Health · HMO-POS · H1961-020-0 | $0 | $685 | $7,150 | 3.5★ |
| Blue adVantage Liberty (PPO)Blue Cross and Blue Shield of Louisiana · PPO · H1248-007-0 | $0 | $700 | $7,151 | 4.5★ |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · H2491-028-0 | $0 | $700 | $7,500 | 3.5★ |
| Wellcare Patriot Giveback (HMO-POS)Wellcare · HMO-POS · H2491-030-0 | $0 | no drugs | $7,900 | 3.5★ |
| HumanaChoice R0110-001 (Regional PPO)Humana · Regional PPO · R0110-001-0 | $0 | no drugs | $9,000 | 3.5★ |
| Wellcare Giveback (HMO-POS)Wellcare · HMO-POS · H2491-031-0 | $0 | $700 | $9,250 | 3.5★ |
| DEVOTED CHOICE GIVEBACK 006 LA (PPO)Devoted Health · PPO · H7766-006-0 | $0 | $461 | $9,850 | new |
| Aetna Medicare Value Care (PPO)Aetna Medicare · PPO · H5521-326-0 | $6 | $700 | $6,750 | 4.0★ |
| Blue adVantage Reliance (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS · H6453-017-2 · was $32.90 in 2026 | $17 | $700 | $4,100 | 3.5★ |
| Humana Value Plus H7617-081 (PPO)Humana · PPO · H7617-081-0 · was $32.90 in 2026 | $17 | $700 | $6,850 | 4.5★ |
| Humana Gold Plus H1951-059 (HMO)Humana · HMO · H1951-059-0 · was $25 in 2026 | $19.90 | $475 | $3,500 | 4.5★ |
| Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO · H5521-646-0 · was $32.90 in 2026 | $25 | $700 | $9,850 | 4.0★ |
| HumanaChoice H5216-064 (PPO)Humana · PPO · H5216-064-0 · was $46 in 2026 | $54 | $400 | $6,700 | 4.0★ |
| Blue adVantage Premier (PPO)Blue Cross and Blue Shield of Louisiana · PPO · H1248-004-0 · was $160 in 2026 | $175 | $450 | $4,000 | 4.5★ |
| Humana Full Access (Regional PPO)Humana · Regional PPO · R0110-003-0 · was $189 in 2026 | $212 | $200 | $3,800 | 3.5★ |
| Blue adVantage Platinum (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS · H6453-018-2 · was $222 in 2026 | $249 | $450 | $3,500 | 3.5★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · How the data is read
Louisiana has 70 Medicare Advantage plans open to anyone with Parts A and B for 2027, spread over 64 parishes, and 47 of the 64 drug-covering ones charge no monthly premium. Next to that open list sit 54 special needs plans, 34 of them D-SNPs for people with both Medicare and Medicaid, a large share for a state of this size. The lowest in-network cap is $2,875, for Humana LCMC Advantage H1951-051 (HMO), a plan co-branded with a New Orleans hospital system, at $0; the median is $6,300. Orleans Parish lists the most open plans, 34, with East Baton Rouge at 33, while Concordia Parish has 15. 37 plans earn four or more stars for 2027. Louisiana's stand-alone drug plans are cheap by national standards: the median of the 8 plans is $26.70 a month.
Plans built for dual eligibility
About one Louisiana plan in 4 on the full list is a D-SNP, a special needs plan for people who receive both Medicare and Louisiana Medicaid. East Baton Rouge Parish alone has 24. These plans coordinate the two programs, and for people whose Medicaid pays Medicare cost sharing they can bring copays close to zero; some also add transportation or an allowance for over-the-counter items. If you have Medicaid, you have more chances to change plans during the year than other beneficiaries. Low-income members also get Extra Help with drugs; the tool shows what that leaves at the pharmacy in 2027.
Extra Help: your 2027 drug copays
Most you pay a year (income 100-150% of poverty)
$382
| Generic copay | $5.80 |
| Brand copay | $14.40 |
| At or below 100% (full duals) | $119 |
Chronic-condition and nursing-home plans
The other special needs plans are 17 C-SNPs, for conditions such as diabetes, heart failure or COPD, and 3 I-SNPs for nursing-home residents. See how special needs plans work.
New Orleans, Baton Rouge and rural parishes
Orleans (34), East Baton Rouge (33), Jefferson (33), Ascension (32), St. Charles (32) lead the parish table. North and central Louisiana have shorter lists: Concordia has 15, Caldwell 16 and Claiborne 16. Plans tied to a hospital system, such as the LCMC-branded Humana plans in the New Orleans area, are only as good as your access to that system, so look at the hospital list before the premium.
The insurers
Humana Inc. (28), Louisiana Health Service & Indemnity Company (11), CVS Health Corporation (9), Devoted Health, Inc. (9), UnitedHealth Group, Inc. (7), Centene Corporation (6) file the most open segments. Louisiana Health Service & Indemnity Company is Blue Cross and Blue Shield of Louisiana. Humana USAA Honor Giveback (HMO) reaches 4.5 stars with a $0 premium and a $4,900 cap. HMOs number 40 and PPOs 30. The open list went from 71 plans to 70, and premiums reach $249 at the top.
For people who keep Original Medicare, the cheapest drug plan is Wellcare Value Script (PDP) at $5.30, and 3 plans are free with full Extra Help. Compare Mississippi, Texas and Arkansas.
Every parish of Louisiana, 2027
| Parish | Plans open to all | $0 with drugs | Lowest max out of pocket | Rated 4★ or more | vs 2026 |
|---|---|---|---|---|---|
| Acadia | 30 | 17 | $3,500 | 14 | +4 |
| Allen | 26 | 14 | $3,500 | 12 | +2 |
| Ascension | 32 | 19 | $3,000 | 16 | -2 |
| Assumption | 27 | 12 | $3,500 | 13 | -1 |
| Avoyelles | 26 | 14 | $3,500 | 12 | +2 |
| Beauregard | 24 | 13 | $3,500 | 12 | +2 |
| Bienville | 18 | 7 | $3,500 | 11 | -4 |
| Bossier | 23 | 11 | $3,500 | 12 | -1 |
| Caddo | 23 | 11 | $3,500 | 12 | -1 |
| Calcasieu | 24 | 11 | $3,500 | 15 | -1 |
| Caldwell | 16 | 5 | $3,500 | 11 | -6 |
| Cameron | 30 | 16 | $3,500 | 15 | +3 |
| Catahoula | 19 | 8 | $3,500 | 12 | -3 |
| Claiborne | 16 | 5 | $3,500 | 11 | -3 |
| Concordia | 15 | 4 | $3,500 | 11 | -7 |
| De Soto | 21 | 10 | $3,500 | 12 | same |
| East Baton Rouge | 33 | 20 | $3,000 | 17 | -2 |
| East Carroll | 18 | 7 | $3,500 | 12 | -4 |
| East Feliciana | 26 | 14 | $3,100 | 11 | -3 |
| Evangeline | 28 | 16 | $3,500 | 12 | +3 |
| Franklin | 18 | 7 | $3,500 | 12 | -1 |
| Grant | 20 | 8 | $3,500 | 11 | -4 |
| Iberia | 24 | 13 | $3,500 | 11 | +1 |
| Iberville | 27 | 15 | $3,100 | 11 | -3 |
| Jackson | 18 | 7 | $3,500 | 11 | -4 |
| Jefferson | 33 | 19 | $2,875 | 17 | -1 |
| Jefferson Davis | 29 | 15 | $3,500 | 15 | +2 |
| Lafayette | 27 | 14 | $3,500 | 14 | +1 |
| Lafourche | 28 | 14 | $3,500 | 13 | +2 |
| LaSalle | 23 | 11 | $3,500 | 12 | -3 |
| Lincoln | 19 | 8 | $3,500 | 12 | -1 |
| Livingston | 29 | 16 | $3,000 | 17 | -3 |
| Madison | 18 | 7 | $3,500 | 11 | -4 |
| Morehouse | 18 | 7 | $3,500 | 12 | -1 |
| Natchitoches | 18 | 7 | $3,500 | 11 | -4 |
| Orleans | 34 | 19 | $2,875 | 18 | -1 |
| Ouachita | 24 | 11 | $3,500 | 15 | same |
| Plaquemines | 22 | 10 | $3,500 | 8 | -4 |
| Pointe Coupee | 24 | 12 | $3,500 | 10 | -4 |
| Rapides | 22 | 10 | $3,500 | 11 | -3 |
| Red River | 18 | 7 | $3,500 | 11 | -4 |
| Richland | 18 | 7 | $3,500 | 12 | -1 |
| Sabine | 21 | 10 | $3,500 | 12 | -1 |
| St. Bernard | 23 | 10 | $3,500 | 9 | -7 |
| St. Charles | 32 | 17 | $2,875 | 17 | -1 |
| St. Helena | 26 | 14 | $3,100 | 11 | -3 |
| St. James | 22 | 10 | $3,500 | 8 | -6 |
| St. John the Baptist | 22 | 10 | $3,500 | 8 | -4 |
| St. Landry | 27 | 16 | $3,500 | 11 | +4 |
| St. Martin | 27 | 16 | $3,500 | 11 | +1 |
| St. Mary | 24 | 12 | $3,500 | 12 | -4 |
| St. Tammany | 26 | 12 | $3,500 | 14 | -4 |
| Tangipahoa | 24 | 10 | $3,500 | 15 | -3 |
| Tensas | 21 | 10 | $3,500 | 12 | -1 |
| Terrebonne | 22 | 9 | $3,500 | 13 | -1 |
| Union | 16 | 5 | $3,500 | 11 | -4 |
| Vermilion | 30 | 17 | $3,500 | 14 | +4 |
| Vernon | 23 | 11 | $3,500 | 12 | -1 |
| Washington | 25 | 12 | $3,500 | 11 | +1 |
| Webster | 19 | 7 | $3,500 | 12 | -1 |
| West Baton Rouge | 27 | 16 | $3,000 | 12 | -7 |
| West Carroll | 18 | 7 | $3,500 | 12 | -4 |
| West Feliciana | 17 | 10 | $3,500 | 3 | -3 |
| Winn | 21 | 10 | $3,500 | 12 | same |
Stand-alone Part D plans in Louisiana
| Plan | Monthly premium | With full Extra Help | Deductible | 2026 premium | 2027 Part D stars |
|---|---|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · S4802-133-0 | $5.30 | $5.30 | $700 | $5.70 | 3.0 |
| Humana Basic Rx Plan (PDP)Humana · S5884-108-0 · Extra Help benchmark | $6.30 | $0 | $700 | $0 | 4.5 |
| Wellcare Classic (PDP)Wellcare · S4802-012-0 · Extra Help benchmark | $7.30 | $0 | $700 | $6.70 | 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-041-0 · Extra Help benchmark | $14.80 | $0 | $700 | new | 2.5 |
| Humana Value Rx Plan (PDP)Humana · S5884-200-0 | $38.60 | $21.60 | $687 | $19.30 | 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-366-0 | $92.80 | $75.80 | $700 | $37 | 3.0 |
| Humana Premier Rx Plan (PDP)Humana · S5884-167-0 | $136.20 | $119.20 | $350 | $113.70 | 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-402-0 | $226.50 | $209.50 | $300 | $139.50 | 3.0 |