Medicare Advantage plans in Indiana for 2027
Few states spread Medicare Advantage as evenly as Indiana: for 2027 even the thinnest county has close to twenty open plans.
Marion, Indiana: plans open to everyone on Parts A and B
45 plans
24 with a $0 premium and drug coverage · out-of-pocket limits $3,900 to $9,850 · best rating 4.5★ · 11 plan IDs of 2026 not renewed here
45 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| MyTruAdvantage Select (HMO)MyTruAdvantage · HMO · H6529-004-0 | $0 | $300 | $3,900 | 3.5★ |
| Humana Gold Plus H5619-189 (HMO-POS)Humana · HMO-POS · H5619-189-1 | $0 | $600 | $4,450 | 4.0★ |
| DEVOTED CHOICE 011 IN (PPO)Devoted Health · PPO · H7471-011-0 | $0 | $650 | $4,550 | too few data |
| MyTruAdvantage Choice Plus (PPO)MyTruAdvantage · PPO · H9042-007-0 | $0 | $500 | $4,700 | 3.5★ |
| Zing Elite Select IL-IN (HMO)Zing Health · HMO · H4624-026-0 | $0 | $350 | $5,100 | 3.5★ |
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO · H5521-286-0 | $0 | no drugs | $5,200 | 4.5★ |
| HumanaChoice R0110-011 (Regional PPO)Humana · Regional PPO · R0110-011-0 | $0 | no drugs | $5,400 | 3.5★ |
| Red, White and Tru (PPO)MyTruAdvantage · PPO · H9042-008-0 | $0 | no drugs | $5,500 | 3.5★ |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · H5521-231-0 | $0 | $500 | $5,900 | 4.0★ |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · H3499-002-0 | $0 | $700 | $5,900 | 3.0★ |
| Zing Select Care IN (HMO)Zing Health · HMO · H4624-003-0 | $0 | $450 | $5,950 | 3.5★ |
| Wellcare Simple Open (PPO)Wellcare · PPO · H6348-002-0 | $0 | $700 | $6,200 | 2.5★ |
| AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS)UnitedHealthcare · HMO-POS · H2802-010-0 | $0 | $685 | $6,700 | 3.5★ |
| Humana Value Choice (PPO)Humana · PPO · H5216-229-0 | $0 | $700 | $7,000 | 4.0★ |
| AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS)UnitedHealthcare · HMO-POS · H2802-056-0 | $0 | $685 | $7,150 | 3.5★ |
| AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS)UnitedHealthcare · HMO-POS · H2802-059-0 | $0 | $685 | $7,150 | 3.5★ |
| Anthem Medicare Advantage 4 (HMO-POS)Anthem HealthKeepers · HMO-POS · H7220-010-0 | $0 | $300 | $7,150 | 3.0★ |
| Anthem Medicare Advantage 7 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · H3529-002-3 | $0 | $595 | $7,150 | new |
| Humana Full Access (PPO)Humana · PPO · H5216-192-0 | $0 | $700 | $7,150 | 4.0★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 023 IN (PPO)Devoted Health · PPO · H7471-023-0 | $0 | $700 | $7,300 | too few data |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-218-0 | $0 | no drugs | $7,900 | 4.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-441-0 | $0 | no drugs | $7,900 | 4.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H7617-073-0 | $0 | no drugs | $7,900 | 4.5★ |
| Zing Open Choice IN (PPO)Zing Health · PPO · H6876-004-0 | $0 | $450 | $7,900 | 3.5★ |
| Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPO · H7093-001-0 | $0 | no drugs | $9,250 | 3.0★ |
| AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO)UnitedHealthcare · PPO · H2406-074-0 | $0 | no drugs | $9,850 | 3.5★ |
| Anthem Medicare Advantage (HMO-POS)Anthem HealthKeepers · HMO-POS · H3447-042-3 | $0 | $150 | $9,850 | 3.0★ |
| Anthem Medicare Advantage 3 (HMO-POS)Anthem HealthKeepers · HMO-POS · H7220-009-2 | $0 | $300 | $9,850 | 3.0★ |
| DEVOTED CHOICE GIVEBACK 012 IN (PPO)Devoted Health · PPO · H7471-012-0 | $0 | $461 | $9,850 | too few data |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · H7617-144-1 | $0 | $700 | $9,850 | 4.5★ |
| HumanaChoice Giveback H5216-481 (PPO)Humana · PPO · H5216-481-1 | $0 | $700 | $9,850 | 4.0★ |
| Wellcare Giveback Open (PPO)Wellcare · PPO · H6348-008-0 | $0 | $700 | $9,850 | 2.5★ |
| MyTruAdvantage Choice Complete (PPO)MyTruAdvantage · PPO · H9042-004-0 · was $34.80 in 2026 | $17 | $500 | $4,460 | 3.5★ |
| Anthem Extra Help (HMO-POS)Anthem HealthKeepers · HMO-POS · H3447-024-0 · was $22.80 in 2026 | $17 | $700 | $4,900 | 3.0★ |
| Aetna Medicare Value Care (PPO)Aetna Medicare · PPO · H5521-302-0 · was $33 in 2026 | $17 | $500 | $5,200 | 4.0★ |
| Anthem Medicare Advantage 6 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · H3529-001-3 | $34 | $595 | $4,450 | new |
| HumanaChoice H5216-463 (PPO)Humana · PPO · H5216-463-0 · was $28 in 2026 | $43 | $500 | $6,350 | 4.0★ |
| Anthem Medicare Advantage (PPO)Anthem Blue Cross and Blue Shield · PPO · H7093-002-0 · was $9 in 2026 | $45 | $95 | $6,750 | 3.5★ |
| HumanaChoice H5216-053 (PPO)Humana · PPO · H5216-053-0 · was $38 in 2026 | $48 | $500 | $6,800 | 4.0★ |
| AARP Medicare Advantage from UHC IN-0002 (PPO)UnitedHealthcare · PPO · H2406-037-0 · was $32 in 2026 | $49 | $685 | $5,900 | 4.0★ |
| Anthem Medicare Advantage 2 (PPO)Anthem Blue Cross and Blue Shield · PPO · H1607-015-0 · was $26 in 2026 | $50 | $250 | $6,750 | 3.5★ |
| Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield · PPO · H1607-012-0 · was $55 in 2026 | $68 | $150 | $6,750 | 3.5★ |
| HumanaChoice R0110-012 (Regional PPO)Humana · Regional PPO · R0110-012-0 · was $20 in 2026 | $68 | $450 | $9,850 | 3.5★ |
| Anthem Medicare Advantage 2 (HMO-POS)Anthem HealthKeepers · HMO-POS · H7220-004-0 · was $100 in 2026 | $95 | $300 | $6,000 | 3.0★ |
| Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield · Regional PPO · R5941-016-0 · was $97 in 2026 | $123 | $45 | $9,250 | 3.5★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · How the data is read
Indiana has 98 Medicare Advantage plans open to anyone with Parts A and B for 2027, 4 more plans than in 2026, and 64 of the 90 drug-covering plans charge no monthly premium. What sets the state apart is reach: every county lists at least 19 open plans, from Vigo County, around Terre Haute, up to Marion County, Indianapolis, with 45. PPOs dominate, 62 against 36 HMOs, a useful trait for anyone whose doctors are across the line in Illinois, Kentucky, Ohio or Michigan. The lowest in-network cap is $3,900, for MyTruAdvantage Select (HMO) at $0, and the median is $6,750. 39 plans hold four stars or more for 2027. Indiana also lists 42 special needs plans, 9 of them for nursing-home residents, and 8 stand-alone Part D plans.
No county left with a short list
In many Midwestern states, rural counties keep a handful of plans. Indiana's floor is 19 in Vigo County and 21 in Jefferson, and most counties sit in the thirties. Much of that rural choice comes from PPOs, which pay part of out-of-network care. For a resident of a small town, that means a real choice of premium, cap and drug list. Marion County has 45 open plans and 24 at $0 with drugs; Vigo has 4 of those.
Indiana's insurers
Humana Inc. (24), Elevance Health, Inc. (22), UnitedHealth Group, Inc. (16), Devoted Health, Inc. (14), CVS Health Corporation (10), SIHO Holding, Inc. (4) file the most open segments. Elevance Health is the parent of Anthem, and SIHO is a southern Indiana carrier. The lowest cap comes from MyTruAdvantage, a regional HMO. The highest-rated plan is Humana Value Choice (PPO), at 4.5 stars with a $7,150 cap.
Drug costs inside a $0 plan
A $0 premium does not mean $0 drugs. Every plan with Part D in 2027 follows the yearly cap of $2,400 on what you pay at the pharmacy, and you can ask the plan to spread that cost in monthly installments instead of paying it in January. The tool shows the difference for an expensive brand drug.
Spread the bill: the payment plan
Per month with the payment plan
$200
| January without it | $1,150 |
| Year total, the same either way | $2,400 |
Members who keep Original Medicare choose among 8 stand-alone plans, from $5.30 (Wellcare Value Script (PDP)) to a median of $74.35. See Part D plans for 2027.
Plans for nursing homes and Medicaid
Indiana counts 9 I-SNPs, plans for people who live in or need the level of care of a nursing home, a high number for a state of its size, plus 12 D-SNPs for people with both Medicare and Indiana Medicaid and 21 C-SNPs for chronic conditions. Neighbors: Illinois, Ohio, Kentucky, Michigan.
Every county of Indiana, 2027
| County | Plans open to all | $0 with drugs | Lowest max out of pocket | Rated 4★ or more | vs 2026 |
|---|---|---|---|---|---|
| Adams | 23 | 11 | $4,500 | 8 | -12 |
| Allen | 39 | 22 | $4,450 | 16 | +1 |
| Bartholomew | 32 | 13 | $3,900 | 10 | -3 |
| Benton | 38 | 19 | $4,350 | 15 | -6 |
| Blackford | 37 | 21 | $4,450 | 15 | -3 |
| Boone | 42 | 21 | $3,900 | 12 | -1 |
| Brown | 40 | 20 | $3,900 | 14 | -4 |
| Carroll | 40 | 22 | $4,350 | 15 | -3 |
| Cass | 32 | 15 | $4,350 | 10 | -12 |
| Clark | 37 | 19 | $4,450 | 17 | -1 |
| Clay | 29 | 13 | $3,900 | 12 | -8 |
| Clinton | 32 | 17 | $4,350 | 11 | -6 |
| Crawford | 31 | 15 | $4,350 | 12 | -2 |
| Daviess | 33 | 16 | $3,900 | 12 | -1 |
| Dearborn | 29 | 14 | $4,350 | 12 | -5 |
| Decatur | 23 | 10 | $3,900 | 6 | -10 |
| DeKalb | 35 | 17 | $4,450 | 13 | -2 |
| Delaware | 37 | 19 | $4,450 | 11 | -1 |
| Dubois | 35 | 17 | $3,900 | 14 | -4 |
| Elkhart | 38 | 20 | $4,350 | 16 | -3 |
| Fayette | 32 | 16 | $4,350 | 11 | -4 |
| Floyd | 37 | 18 | $4,450 | 16 | -1 |
| Fountain | 27 | 14 | $4,550 | 9 | -6 |
| Franklin | 23 | 9 | $4,900 | 10 | -11 |
| Fulton | 32 | 17 | $4,450 | 12 | -4 |
| Gibson | 31 | 14 | $3,900 | 12 | -9 |
| Grant | 34 | 17 | $4,450 | 12 | -2 |
| Greene | 33 | 16 | $3,900 | 13 | -7 |
| Hamilton | 44 | 23 | $3,900 | 14 | -4 |
| Hancock | 44 | 23 | $3,900 | 14 | -3 |
| Harrison | 30 | 14 | $4,450 | 13 | -4 |
| Hendricks | 44 | 23 | $3,900 | 14 | -4 |
| Henry | 37 | 19 | $3,900 | 11 | -3 |
| Howard | 39 | 20 | $3,900 | 11 | -4 |
| Huntington | 40 | 22 | $4,450 | 16 | -2 |
| Jackson | 31 | 15 | $3,900 | 10 | -6 |
| Jasper | 35 | 20 | $4,350 | 15 | -3 |
| Jay | 30 | 13 | $4,450 | 10 | -5 |
| Jefferson | 21 | 8 | $4,900 | 7 | -9 |
| Jennings | 32 | 16 | $3,900 | 12 | -4 |
| Johnson | 43 | 23 | $3,900 | 13 | -3 |
| Knox | 33 | 16 | $3,900 | 12 | -2 |
| Kosciusko | 34 | 17 | $4,450 | 12 | +1 |
| La Porte | 30 | 14 | $4,350 | 12 | -8 |
| Lagrange | 26 | 13 | $4,450 | 10 | -8 |
| Lake | 40 | 23 | $4,350 | 15 | -3 |
| Lawrence | 25 | 10 | $4,450 | 9 | -10 |
| Madison | 43 | 23 | $3,900 | 14 | -3 |
| Marion | 45 | 24 | $3,900 | 14 | -4 |
| Marshall | 35 | 19 | $4,350 | 16 | -5 |
| Martin | 31 | 17 | $4,350 | 14 | -4 |
| Miami | 32 | 17 | $4,350 | 14 | -8 |
| Monroe | 29 | 14 | $4,350 | 10 | -7 |
| Montgomery | 36 | 18 | $4,350 | 14 | -2 |
| Morgan | 34 | 17 | $4,450 | 11 | -4 |
| Newton | 28 | 14 | $4,350 | 13 | -8 |
| Noble | 31 | 15 | $4,450 | 10 | -3 |
| Ohio | 29 | 14 | $4,450 | 10 | -2 |
| Orange | 32 | 16 | $4,450 | 10 | -4 |
| Owen | 28 | 14 | $4,350 | 10 | -6 |
| Parke | 37 | 19 | $3,900 | 13 | -4 |
| Perry | 27 | 13 | $3,900 | 11 | -4 |
| Pike | 34 | 16 | $3,900 | 12 | -7 |
| Porter | 35 | 19 | $4,350 | 11 | -3 |
| Posey | 36 | 17 | $3,900 | 14 | -5 |
| Pulaski | 28 | 12 | $4,450 | 7 | -7 |
| Putnam | 30 | 13 | $4,450 | 11 | -9 |
| Randolph | 32 | 17 | $4,450 | 10 | -5 |
| Ripley | 25 | 12 | $4,350 | 12 | -10 |
| Rush | 24 | 10 | $3,900 | 7 | -5 |
| Scott | 38 | 19 | $3,900 | 14 | +1 |
| Shelby | 38 | 19 | $3,900 | 13 | -8 |
| Spencer | 33 | 15 | $3,900 | 14 | -6 |
| St. Joseph | 39 | 21 | $4,350 | 16 | -4 |
| Starke | 29 | 15 | $4,350 | 14 | -9 |
| Steuben | 26 | 13 | $4,450 | 10 | -8 |
| Sullivan | 23 | 8 | $3,900 | 10 | -11 |
| Switzerland | 29 | 14 | $4,450 | 11 | -4 |
| Tippecanoe | 32 | 15 | $4,350 | 11 | -4 |
| Tipton | 31 | 14 | $4,450 | 7 | -2 |
| Union | 24 | 11 | $4,350 | 10 | -11 |
| Vanderburgh | 34 | 16 | $3,900 | 12 | -5 |
| Vermillion | 23 | 10 | $3,900 | 9 | -4 |
| Vigo | 19 | 4 | $3,900 | 7 | -6 |
| Wabash | 30 | 14 | $4,450 | 12 | -7 |
| Warren | 29 | 16 | $4,350 | 11 | -6 |
| Warrick | 31 | 14 | $3,900 | 10 | -7 |
| Washington | 41 | 21 | $3,900 | 16 | +2 |
| Wayne | 22 | 8 | $4,450 | 8 | -8 |
| Wells | 36 | 19 | $4,450 | 12 | -2 |
| White | 35 | 17 | $4,350 | 10 | -4 |
| Whitley | 39 | 22 | $4,450 | 16 | -2 |
Stand-alone Part D plans in Indiana
| Plan | Monthly premium | With full Extra Help | Deductible | 2026 premium | 2027 Part D stars |
|---|---|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · S4802-150-0 | $5.30 | $5.30 | $700 | $8.60 | 3.0 |
| Wellcare Classic (PDP)Wellcare · S4802-086-0 · Extra Help benchmark | $8.30 | $0 | $700 | $8.70 | 3.0 |
| Humana Basic Rx Plan (PDP)Humana · S5884-138-0 · Extra Help benchmark | $9.30 | $0 | $700 | $0 | 4.5 |
| Humana Value Rx Plan (PDP)Humana · S5884-194-0 | $26.30 | $19.10 | $687 | $9.90 | 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-036-0 | $122.40 | $105.40 | $700 | new | 2.5 |
| Humana Premier Rx Plan (PDP)Humana · S5884-161-0 | $144.50 | $127.50 | $350 | $125.30 | 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-360-0 | $160.40 | $143.40 | $700 | $90.30 | 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-396-0 | $225.90 | $208.90 | $300 | $127.10 | 3.0 |