Medicare Advantage plans in Kansas for 2027
21 Kansas counties, most of them on the High Plains, have no Medicare Advantage plan open to the public for 2027, while the Kansas City suburbs have close to thirty.
Jefferson, Kansas: plans open to everyone on Parts A and B
29 plans
20 with a $0 premium and drug coverage · out-of-pocket limits $2,800 to $9,850 · best rating 4.5★ · 10 plan IDs of 2026 not renewed here
29 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| Humana Total Complete (HMO-POS)Humana · HMO-POS · H0028-054-1 | $0 | $500 | $2,800 | 4.5★ |
| DEVOTED CHOICE 005 KS (PPO)Devoted Health · PPO · H4348-005-0 | $0 | $650 | $3,950 | new |
| Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS · H2663-026-0 | $0 | $700 | $4,200 | 3.5★ |
| Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · HMO-POS · H2663-038-0 | $0 | $700 | $4,200 | 3.5★ |
| Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS · H0028-066-0 | $0 | $700 | $4,200 | 4.5★ |
| Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS · H4461-047-0 | $0 | $700 | $4,200 | 4.5★ |
| Humana Value Choice (PPO)Humana · PPO · H7617-010-0 | $0 | $700 | $4,400 | 4.5★ |
| Humana Value Choice (PPO)Humana · PPO · H5216-318-2 | $0 | $700 | $4,450 | 4.0★ |
| Aetna Medicare Signature Classic Extra (PPO)Aetna Medicare · PPO · H1608-024-0 | $0 | $400 | $4,500 | 4.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-278-1 | $0 | no drugs | $4,700 | 4.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H7617-012-0 | $0 | no drugs | $4,700 | 4.5★ |
| Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO · H2663-052-0 · was $36.40 in 2026 | $0 | $400 | $4,900 | 3.5★ |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · H5216-405-0 | $0 | $700 | $5,250 | 4.0★ |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · H7617-017-0 | $0 | $700 | $5,250 | 4.5★ |
| Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS · H2663-025-0 | $0 | no drugs | $5,500 | 3.5★ |
| AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS)UnitedHealthcare · HMO-POS · H2802-076-0 | $0 | $685 | $6,700 | 3.5★ |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · H5521-742-0 | $0 | $700 | $6,750 | 4.0★ |
| Aetna Medicare Signature Classic (PPO)Aetna Medicare · PPO · H1608-016-0 | $0 | $700 | $6,750 | 4.0★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 022 KS (PPO)Devoted Health · PPO · H4348-022-0 | $0 | $700 | $7,000 | new |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · H6550-003-0 | $0 | $700 | $7,100 | 2.5★ |
| AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS)UnitedHealthcare · HMO-POS · H2802-032-0 | $0 | $685 | $7,150 | 3.5★ |
| AARP Medicare Advantage from UHC KC-4 (PPO)UnitedHealthcare · PPO · H8768-023-0 | $0 | $685 | $7,150 | 4.0★ |
| AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO)UnitedHealthcare · PPO · H8768-025-0 | $0 | no drugs | $7,150 | 3.5★ |
| AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS)UnitedHealthcare · HMO-POS · H2802-077-0 | $0 | no drugs | $7,150 | 3.5★ |
| DEVOTED CHOICE GIVEBACK 006 KS (PPO)Devoted Health · PPO · H4348-006-0 | $0 | $461 | $9,850 | new |
| Humana Gold Plus H0028-017 (HMO)Humana · HMO · H0028-017-0 · was $18 in 2026 | $22 | $700 | $6,800 | 4.5★ |
| Aetna Medicare Enhanced (HMO-POS)Aetna Medicare · HMO-POS · H2663-118-0 | $54 | $700 | $6,750 | 3.5★ |
| AARP Medicare Advantage from UHC KC-0003 (HMO-POS)UnitedHealthcare · HMO-POS · H2802-033-0 · was $49 in 2026 | $55 | $595 | $4,450 | 3.5★ |
| HumanaChoice H5216-032 (PPO)Humana · PPO · H5216-032-0 · was $63 in 2026 | $76 | $700 | $9,250 | 4.0★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · How the data is read
Kansas has 60 Medicare Advantage plans open to anyone with Parts A and B for 2027, against 68 in 2026, and 41 of the drug-covering ones charge no monthly premium. The map is split. Johnson, Wyandotte and the other Kansas City counties list about 29 open plans each, and Sedgwick County, around Wichita, 19. But 21 of the state's 105 counties have none, including Finney County, around Garden City, and Ford County, around Dodge City. The lowest in-network cap is $2,800, for Humana Total Complete (HMO-POS) at $0, and the median $5,500, below the national $6,550. PPOs lead with 35, HMOs follow with 21, and 4 private fee-for-service plans remain. 30 plans earn four stars or more. For western Kansans, 12 stand-alone Part D plans and Medigap are the main route.
The High Plains without a plan
The counties with no open plan for 2027 are Clark, Finney, Ford, Gove, Graham, Grant, Gray, Greeley, Hamilton, Haskell, Hodgeman, Kearny, Meade, Morton, Ness, Seward, Stanton, Stevens, Trego, Wallace, Wichita. They cover much of southwest and northwest Kansas, where towns are small and hospitals far apart, and no insurer has filed a plan open to the general public there. Residents rely on Original Medicare, accepted by nearly all hospitals and most doctors, and they add a Part D plan and often a Medigap policy. The cost of Original Medicare on its own, before any supplement, is easy to underestimate.
Part B over a year, without a supplement
2026 total
$3,161
| Premiums | $2,435 |
| Deductible and 20% | $726 |
Moving within Kansas
A member of a Wichita plan who moves to Garden City leaves the plan's service area. The move opens a special enrollment period, and since no open plan serves the new county, the choice is Original Medicare with a drug plan. Medigap insurers may then review your health, outside your first 6-month window; a person who loses an Advantage plan this way has guaranteed rights in some situations, which the Kansas SHIP can confirm for your case.
Private fee-for-service on the prairie
Kansas keeps 4 PFFS plans. These pay any Medicare provider who accepts the plan's terms, visit by visit (Medicare.gov, PFFS plans), which can work in a county where no network exists. Ask your doctor before each visit whether they accept the plan.
Kansas City, Wichita and the insurers
Jefferson (29), Johnson (29), Wyandotte (29), Leavenworth (28) have the longest lists. CVS Health Corporation (20), Humana Inc. (17), UnitedHealth Group, Inc. (12), Devoted Health, Inc. (6), Blue Cross Blue Shield of Kansas (4), Centene Corporation (1) file the most open segments. The best 2027 rating is 4.5 stars, for Humana Value Choice (PPO), a $0 plan with a $4,400 cap. Kansas lists 20 special needs plans, 7 of them for people in KanCare, the state Medicaid program. The open list fell by 8 plans from 2026. Across the line, compare Missouri and Colorado.
Every county of Kansas, 2027
| County | Plans open to all | $0 with drugs | Lowest max out of pocket | Rated 4★ or more | vs 2026 |
|---|---|---|---|---|---|
| Allen | 15 | 8 | $4,400 | 7 | -5 |
| Anderson | 18 | 11 | $3,950 | 7 | -2 |
| Atchison | 19 | 11 | $3,950 | 8 | -4 |
| Barber | 11 | 7 | $3,900 | 3 | -2 |
| Barton | 5 | 3 | $4,450 | 5 | same |
| Bourbon | 21 | 13 | $3,950 | 8 | -5 |
| Brown | 14 | 8 | $3,950 | 4 | -7 |
| Butler | 18 | 10 | $3,900 | 10 | -7 |
| Chase | 20 | 13 | $3,900 | 9 | -3 |
| Chautauqua | 15 | 11 | $3,900 | 3 | -2 |
| Cherokee | 21 | 14 | $3,950 | 9 | -4 |
| Cheyenne | 2 | 0 | $6,700 | 0 | same |
| Clark | 0 | 0 | none | 0 | same |
| Clay | 16 | 10 | $4,200 | 8 | +1 |
| Cloud | 5 | 4 | $4,200 | 2 | -5 |
| Coffey | 9 | 6 | $4,200 | 6 | -5 |
| Comanche | 3 | 1 | $4,450 | 0 | same |
| Cowley | 17 | 10 | $3,900 | 9 | -6 |
| Crawford | 22 | 14 | $3,950 | 9 | -4 |
| Decatur | 2 | 0 | $6,700 | 0 | same |
| Dickinson | 19 | 12 | $4,100 | 10 | -5 |
| Doniphan | 18 | 10 | $3,950 | 8 | -7 |
| Douglas | 24 | 15 | $3,950 | 11 | -5 |
| Edwards | 5 | 2 | $4,450 | 1 | same |
| Elk | 15 | 10 | $3,900 | 3 | -2 |
| Ellis | 2 | 0 | $6,700 | 0 | same |
| Ellsworth | 11 | 6 | $4,450 | 6 | -5 |
| Finney | 0 | 0 | none | 0 | same |
| Ford | 0 | 0 | none | 0 | same |
| Franklin | 26 | 18 | $2,800 | 13 | -7 |
| Geary | 18 | 10 | $4,200 | 9 | -3 |
| Gove | 0 | 0 | none | 0 | same |
| Graham | 0 | 0 | none | 0 | same |
| Grant | 0 | 0 | none | 0 | same |
| Gray | 0 | 0 | none | 0 | same |
| Greeley | 0 | 0 | none | 0 | same |
| Greenwood | 20 | 13 | $3,900 | 8 | -2 |
| Hamilton | 0 | 0 | none | 0 | same |
| Harper | 17 | 10 | $3,900 | 8 | -5 |
| Harvey | 18 | 11 | $3,900 | 10 | -6 |
| Haskell | 0 | 0 | none | 0 | same |
| Hodgeman | 0 | 0 | none | 0 | same |
| Jackson | 26 | 17 | $3,950 | 9 | same |
| Jefferson | 29 | 20 | $2,800 | 15 | -7 |
| Jewell | 12 | 7 | $4,200 | 4 | -1 |
| Johnson | 29 | 18 | $2,800 | 15 | -7 |
| Kearny | 0 | 0 | none | 0 | same |
| Kingman | 16 | 10 | $3,900 | 8 | -6 |
| Kiowa | 5 | 2 | $4,450 | 1 | same |
| Labette | 20 | 12 | $3,950 | 7 | -2 |
| Lane | 2 | 0 | $6,700 | 0 | same |
| Leavenworth | 28 | 18 | $2,800 | 15 | -7 |
| Lincoln | 11 | 7 | $4,200 | 3 | -4 |
| Linn | 23 | 15 | $3,950 | 10 | -4 |
| Logan | 2 | 0 | $6,700 | 0 | same |
| Lyon | 18 | 9 | $4,200 | 5 | -4 |
| Marion | 17 | 11 | $3,900 | 9 | -6 |
| Marshall | 16 | 10 | $4,200 | 8 | +1 |
| McPherson | 18 | 11 | $4,100 | 10 | -5 |
| Meade | 0 | 0 | none | 0 | same |
| Miami | 27 | 18 | $2,800 | 14 | -7 |
| Mitchell | 12 | 7 | $4,200 | 4 | -1 |
| Montgomery | 17 | 10 | $4,200 | 9 | -6 |
| Morris | 20 | 14 | $3,950 | 8 | -2 |
| Morton | 0 | 0 | none | 0 | same |
| Nemaha | 18 | 12 | $4,200 | 9 | -4 |
| Neosho | 16 | 10 | $3,950 | 3 | -6 |
| Ness | 0 | 0 | none | 0 | same |
| Norton | 2 | 0 | $7,800 | 1 | same |
| Osage | 25 | 17 | $3,950 | 9 | same |
| Osborne | 11 | 7 | $4,200 | 3 | -1 |
| Ottawa | 17 | 11 | $4,200 | 8 | -4 |
| Pawnee | 11 | 6 | $4,450 | 6 | -2 |
| Phillips | 7 | 2 | $4,450 | 2 | same |
| Pottawatomie | 16 | 10 | $4,200 | 8 | -1 |
| Pratt | 10 | 5 | $4,450 | 6 | same |
| Rawlins | 2 | 0 | $6,700 | 0 | same |
| Reno | 13 | 7 | $4,100 | 8 | -6 |
| Republic | 12 | 8 | $4,200 | 3 | -1 |
| Rice | 9 | 4 | $4,450 | 5 | -3 |
| Riley | 11 | 7 | $4,200 | 8 | -3 |
| Rooks | 5 | 2 | $4,450 | 1 | same |
| Rush | 5 | 2 | $4,450 | 1 | same |
| Russell | 10 | 5 | $4,450 | 5 | -6 |
| Saline | 17 | 11 | $4,100 | 9 | -2 |
| Scott | 2 | 0 | $6,700 | 0 | same |
| Sedgwick | 19 | 11 | $3,900 | 10 | -6 |
| Seward | 0 | 0 | none | 0 | same |
| Shawnee | 27 | 17 | $2,800 | 14 | -1 |
| Sheridan | 3 | 1 | $4,450 | 0 | -2 |
| Sherman | 3 | 1 | $4,450 | 0 | same |
| Smith | 7 | 2 | $4,450 | 2 | same |
| Stafford | 6 | 3 | $4,450 | 1 | -2 |
| Stanton | 0 | 0 | none | 0 | same |
| Stevens | 0 | 0 | none | 0 | same |
| Sumner | 18 | 11 | $3,900 | 10 | -6 |
| Thomas | 2 | 0 | $6,700 | 0 | same |
| Trego | 0 | 0 | none | 0 | same |
| Wabaunsee | 23 | 15 | $3,950 | 7 | same |
| Wallace | 0 | 0 | none | 0 | same |
| Washington | 17 | 11 | $4,200 | 8 | -1 |
| Wichita | 0 | 0 | none | 0 | same |
| Wilson | 19 | 11 | $4,200 | 9 | -5 |
| Woodson | 16 | 11 | $3,900 | 3 | -2 |
| Wyandotte | 29 | 18 | $2,800 | 15 | -3 |
Stand-alone Part D plans in Kansas
| Plan | Monthly premium | With full Extra Help | Deductible | 2026 premium | 2027 Part D stars |
|---|---|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · S4802-157-0 | $5.30 | $5.30 | $700 | $9.60 | 3.0 |
| Blue MedicareRx Value (PDP)Blue Cross and Blue Shield of Kansas · S5726-013-0 · Extra Help benchmark | $15.30 | $0 | $700 | $0.70 | 4.0 |
| Wellcare Classic (PDP)Wellcare · S4802-088-0 · Extra Help benchmark | $20.30 | $0 | $700 | $14.70 | 3.0 |
| Humana Basic Rx Plan (PDP)Humana · S5884-109-0 · Extra Help benchmark | $21.80 | $0 | $700 | $15.50 | 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-042-0 · Extra Help benchmark | $24.50 | $0 | $700 | new | 2.5 |
| Blue MedicareRx Essentials (PDP)Blue Cross and Blue Shield of Kansas · S5726-020-0 | $45.30 | $27.20 | $700 | $0 | 4.0 |
| Humana Value Rx Plan (PDP)Humana · S5884-203-0 | $73.30 | $37.80 | $687 | $55.60 | 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · S5921-369-0 | $126.50 | $91 | $700 | $105.40 | 3.0 |
| SilverScript Choice (PDP)Aetna Medicare · S5601-048-0 | $131.30 | $95.80 | $700 | $88.30 | 2.5 |
| Humana Premier Rx Plan (PDP)Humana · S5884-170-0 | $135.60 | $100.10 | $350 | $116.30 | 4.5 |
| Blue MedicareRx Plus (PDP)Blue Cross and Blue Shield of Kansas · S5726-014-0 | $167 | $131.50 | $350 | $67.40 | 4.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · S5921-405-0 | $264.50 | $229 | $300 | $147 | 3.0 |