Medicare Advantage plans in Broward County, Florida (2027)
Fort Lauderdale's market is shaped by one parent company, Humana, which files 19 of the 44 open plans under its own name and its CarePlus brand.
Broward, Florida: plans open to everyone on Parts A and B
44 plans
31 with a $0 premium and drug coverage · out-of-pocket limits $750 to $9,850 · best rating 4.5★ · 9 plan IDs of 2026 not renewed here
44 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| CareOne Plus (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS · H1019-001-0 | $0 | $0 | $750 | 4.0★ |
| Humana Gold Plus H1036-065C (HMO)Humana · HMO · H1036-065-0 | $0 | $0 | $1,000 | 4.5★ |
| Optimum Platinum Plan (HMO)Optimum HealthCare, Inc. · HMO · H5594-002-0 | $0 | $0 | $1,000 | 4.5★ |
| Optimum Gold Rewards Plan (HMO)Optimum HealthCare, Inc. · HMO · H5594-001-0 | $0 | $0 | $1,900 | 4.5★ |
| CareAccess (HMO)CarePlus Health Plans, Inc. · HMO · H1019-148-0 | $0 | $0 | $2,250 | 4.0★ |
| HealthSun HealthAdvantage Plan (HMO)HealthSun Health Plans, Inc. · HMO · H5431-012-0 | $0 | $0 | $2,500 | 4.5★ |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · H1032-196-0 | $0 | $700 | $2,700 | 4.0★ |
| Aetna Medicare Select (HMO)Aetna Medicare · HMO · H1609-018-0 | $0 | $0 | $2,900 | 4.0★ |
| Solis Healthy Living Plan (HMO)Solis Health Plans · HMO · H0982-007-0 | $0 | $0 | $2,900 | 4.5★ |
| DrSelect-SFL (HMO)Doctors HealthCare Plans, Inc. · HMO · H4140-023-0 | $0 | $0 | $3,000 | 4.5★ |
| CareFree Platinum Giveback (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS · H1019-135-0 | $0 | $700 | $3,400 | 4.0★ |
| Humana USAA Honor Giveback (HMO)Humana · HMO · H1036-279-0 | $0 | no drugs | $3,400 | 4.5★ |
| HealthSun HealthAdvantage Plus (HMO)HealthSun Health Plans, Inc. · HMO · H5431-018-0 | $0 | $0 | $3,450 | 4.5★ |
| HealthSun MediMax (HMO)HealthSun Health Plans, Inc. · HMO · H5431-006-0 | $0 | $105 | $3,450 | 4.5★ |
| Humana Gold Plus Giveback H1036-305 (HMO)Humana · HMO · H1036-305-0 | $0 | $0 | $3,850 | 4.5★ |
| DEVOTED CORE 037 FL (HMO)Devoted Health · HMO · H1290-037-2 · was $4.80 in 2026 | $0 | $650 | $3,900 | 4.5★ |
| DEVOTED CORE 056 FL (HMO)Devoted Health · HMO · H1290-056-0 | $0 | $465 | $3,900 | 4.5★ |
| HumanaChoice Florida H5216-068 (PPO)Humana · PPO · H5216-068-0 | $0 | $700 | $3,900 | 4.0★ |
| HumanaChoice Florida H7617-107 (PPO)Humana · PPO · H7617-107-0 | $0 | $700 | $3,900 | 4.5★ |
| UHC MedicareMax Medicare Advantage FL-0029 (HMO)UnitedHealthcare · HMO · H5420-003-0 | $0 | $685 | $3,900 | 4.5★ |
| UHC Preferred Medicare Advantage FL-0002 (HMO)UnitedHealthcare · HMO · H1045-005-0 | $0 | $505 | $3,900 | 4.0★ |
| DEVOTED CORE 002 FL (HMO)Devoted Health · HMO · H1290-002-0 | $0 | $650 | $3,950 | 4.5★ |
| CareSalute (HMO)CarePlus Health Plans, Inc. · HMO · H1019-132-0 | $0 | no drugs | $4,150 | 3.0★ |
| BlueMedicare Premier (HMO)Florida Blue HMO · HMO · H1035-025-0 | $0 | $700 | $4,451 | 3.5★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-256-0 | $0 | no drugs | $4,900 | 4.0★ |
| CareFree Giveback (HMO)CarePlus Health Plans, Inc. · HMO · H1019-065-0 | $0 | $700 | $5,000 | 4.0★ |
| Wellcare Giveback (HMO-POS)Wellcare · HMO-POS · H1032-195-0 | $0 | $700 | $5,000 | 4.0★ |
| DEVOTED GIVEBACK EXTRAS 117 FL (HMO)Devoted Health · HMO · H1290-117-0 | $0 | $700 | $5,150 | 4.5★ |
| BlueMedicare Classic (HMO)Florida Blue HMO · HMO · H1035-019-0 | $0 | $700 | $6,750 | 3.5★ |
| BlueMedicare Patriot (PPO)Florida Blue · PPO · H5434-044-0 | $0 | no drugs | $6,750 | 3.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H7617-108-0 | $0 | no drugs | $6,750 | 4.5★ |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO · H5521-306-0 | $0 | no drugs | $7,150 | 4.5★ |
| DEVOTED GIVEBACK 014 FL (HMO)Devoted Health · HMO · H1290-014-0 | $0 | $650 | $7,150 | 4.5★ |
| HumanaChoice Giveback H5216-311 (PPO)Humana · PPO · H5216-311-0 | $0 | $700 | $7,150 | 4.0★ |
| HumanaChoice Giveback H7617-110 (PPO)Humana · PPO · H7617-110-0 | $0 | $700 | $7,150 | 4.5★ |
| HumanaChoice Giveback H7617-145 (PPO)Humana · PPO · H7617-145-0 | $0 | $700 | $7,150 | 4.5★ |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)UnitedHealthcare · Regional PPO · R0759-002-0 | $0 | no drugs | $9,250 | 3.5★ |
| BlueMedicare Value (PPO)Florida Blue · PPO · H5434-026-0 | $0 | $700 | $9,250 | 3.0★ |
| HumanaChoice R5826-018 (Regional PPO)Humana · Regional PPO · R5826-018-0 · was $42 in 2026 | $9 | no drugs | $7,550 | 3.5★ |
| HumanaChoice R5826-074 (Regional PPO)Humana · Regional PPO · R5826-074-0 · was $41 in 2026 | $35 | $700 | $7,550 | 4.0★ |
| HumanaChoice Florida H7284-008 (PPO)Humana · PPO · H7284-008-0 · was $39 in 2026 | $52 | $700 | $4,150 | 3.5★ |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)UnitedHealthcare · Regional PPO · R0759-001-0 · was $62 in 2026 | $127 | $685 | $9,850 | 3.5★ |
| HumanaChoice R5826-005 (Regional PPO)Humana · Regional PPO · R5826-005-0 · was $184 in 2026 | $161 | $700 | $6,700 | 4.0★ |
| BlueMedicare Select (PPO)Florida Blue · PPO · H5434-002-0 · was $153.70 in 2026 | $173 | $700 | $7,500 | 3.0★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · all Florida counties and drug plans
In Broward County, Humana Inc. files 19 of the 44 Medicare Advantage plans open to anyone with Parts A and B for 2027, counting the plans sold under its CarePlus brand. That share shapes the whole menu: Humana Gold Plus HMOs, CarePlus plans and a long series of Part B giveback plans sit next to smaller lines from Devoted Health, Florida Blue, UnitedHealthcare, HealthSun and Optimum. 31 drug-covering plans charge no premium, and the lowest in-network cap is $750, with CareOne Plus (HMO-POS); the median is $4,050. 34 plans hold four stars or more for 2027, with DrSelect-SFL (HMO) at 4.5. Special needs plans outnumber the open ones, 62 against 44, and 33 of them serve people who have Medicare and Medicaid together. The open list went from 50 plans in 2026 to 44, with 9 IDs ending and 3 starting.
Humana and CarePlus: same parent, different networks
CarePlus Health Plans belongs to Humana, but its plans are filed under their own contracts and use their own clinic networks. Two plans from the same parent can therefore have different caps, star ratings and doctors. CareOne Plus (HMO-POS), a CarePlus plan, has the county's lowest cap; DrSelect-SFL (HMO), from HealthSun, has the best rating with a cap of $3,000. Compare plans on their own terms, not on the logo.
Giveback plans in Broward
A giveback plan pays part of your Part B premium, and Social Security lowers the amount it deducts from your check. Broward has many of them, from Humana, CarePlus and others. The reduction is real money, but these plans often have higher caps or narrower extras; weigh the yearly saving against the cap.
Extra Help for dual-eligible members
With 33 plans for people who also have Medicaid, Broward residents with low income should first check whether they qualify for Extra Help, the federal subsidy for drug costs. In 2027 it limits copays to $5.80 for a generic and $14.40 for a brand drug, or less for full Medicaid members.
Extra Help: your 2027 drug copays
Most you pay a year (income 100-150% of poverty)
$382
| Generic copay | $5.80 |
| Brand copay | $14.40 |
| At or below 100% (full duals) | $119 |
Between Miami-Dade and Palm Beach
Miami-Dade, to the south, lists 41 open plans and the lowest cap in the region, $500. Palm Beach, to the north, has 49 plans and the same $750 floor as Broward. DrSelect, DrElite-SFL, Simply More and the Simply Platinum plans are among the Broward IDs not filed again.
2026 plans not filed again here for 2027
These plan IDs were offered in Broward County in 2026 and do not appear for the county in the 2027 file. A plan can be closed, moved out of the county or merged into another ID; the insurer must tell its members in the Annual Notice of Change sent by September 30.
- Wellcare Patriot Giveback (HMO) (Wellcare, H1032-239-0, insurer still present)
- Aetna Medicare Select Extra (HMO-POS) (Aetna Medicare, H1609-028-0, insurer still present)
- DrSelect (HMO) (Doctors HealthCare Plans, Inc., H4140-012-0, insurer still present)
- DrElite-SFL (HMO) (Doctors HealthCare Plans, Inc., H4140-019-0, insurer still present)
- Humana USAA Honor Giveback (PPO) (Humana, H5216-467-0, insurer still present)
- HealthSpring Preferred (HMO) (HealthSpring, H5410-060-0)
- Simply More (HMO) (Simply Healthcare Plans, Inc., H5471-077-0, insurer still present)
- Simply Extra Platinum (HMO) (Simply Healthcare Plans, Inc., H5471-123-0, insurer still present)
- Simply More Platinum (HMO) (Simply Healthcare Plans, Inc., H5471-124-0, insurer still present)