Medicare Advantage plans in Tarrant County, Texas (2027)
Fort Worth's plans cost little each month but cap yearly spending higher than most big Texas counties, so the $0 label hides more here than elsewhere.
Tarrant, Texas: plans open to everyone on Parts A and B
40 plans
19 with a $0 premium and drug coverage · out-of-pocket limits $2,399 to $9,850 · best rating 4.5★ · 18 plan IDs of 2026 not renewed here
40 plans shown · monthly premium = Part C + Part D, before your Part B premium · stars: 2027 ratings published October 8, 2026
| Plan | Premium | Drug deductible | Max out of pocket | Stars |
|---|---|---|---|---|
| Verda Noble Care (HMO)Verda Health Plan of Texas · HMO · H5163-003-0 | $0 | $300 | $2,399 | 2.0★ |
| Wellcare Patriot Simple (HMO)Wellcare · HMO · H5294-014-0 | $0 | no drugs | $3,400 | 3.5★ |
| Humana Gold Plus H0028-043 (HMO)Humana · HMO · H0028-043-1 | $0 | $700 | $3,850 | 4.5★ |
| AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS)UnitedHealthcare · HMO-POS · H0609-051-0 | $0 | $595 | $3,900 | 4.0★ |
| Humana Total Complete (HMO)Humana · HMO · H4461-051-0 | $0 | $700 | $3,950 | 4.5★ |
| Aetna Medicare Prime Care (HMO)Aetna Medicare · HMO · H4523-021-0 | $0 | $400 | $4,200 | 3.0★ |
| HealthSpring Courage (HMO)HealthSpring · HMO · H4513-009-0 | $0 | no drugs | $4,300 | 3.5★ |
| HealthSpring Preferred (HMO)HealthSpring · HMO · H4513-061-5 | $0 | $500 | $4,450 | 3.5★ |
| Wellcare Simple (HMO)Wellcare · HMO · H0174-014-0 | $0 | $700 | $4,500 | 3.5★ |
| AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS)UnitedHealthcare · HMO-POS · H0609-061-0 | $0 | $685 | $4,900 | 4.0★ |
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO · H3288-051-0 | $0 | no drugs | $4,900 | 3.5★ |
| Wellpoint Medicare Advantage Select (HMO-POS)Wellpoint · HMO-POS · H8849-032-0 | $0 | $0 | $5,000 | 3.5★ |
| BSW SeniorCare Advantage Select (HMO-POS)Baylor Scott & White Health Plan · HMO-POS · H8142-008-0 | $0 | no drugs | $5,750 | 4.0★ |
| HumanaChoice R4182-001 (Regional PPO)Humana · Regional PPO · R4182-001-0 | $0 | no drugs | $6,000 | 3.5★ |
| HealthSpring True Choice (PPO)HealthSpring · PPO · H7849-154-0 | $0 | $700 | $6,800 | 3.0★ |
| Humana Value Choice (PPO)Humana · PPO · H7617-120-0 | $0 | $520 | $6,950 | 4.5★ |
| AARP Medicare Advantage CareFlex from UHC TX-44 (HMO-POS)UnitedHealthcare · HMO-POS · H0609-077-0 | $0 | $165 | $7,150 | 4.0★ |
| AARP Medicare Advantage Giveback from UHC TX-39 (HMO-POS)UnitedHealthcare · HMO-POS · H0609-066-0 | $0 | $165 | $7,150 | 4.0★ |
| AARP Medicare Advantage Patriot No Rx TX-MA02 (HMO-POS)UnitedHealthcare · HMO-POS · H0609-055-0 | $0 | no drugs | $7,150 | 3.5★ |
| Aetna Medicare Signature (HMO)Aetna Medicare · HMO · H4523-045-0 | $0 | $400 | $7,150 | 3.0★ |
| BSW SeniorCare Advantage Select Rx (HMO-POS)Baylor Scott & White Health Plan · HMO-POS · H8142-007-0 | $0 | $500 | $7,150 | 4.5★ |
| HealthSpring Preferred Savings (HMO)HealthSpring · HMO · H4513-083-5 | $0 | $300 | $7,150 | 3.5★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H5216-348-0 | $0 | no drugs | $7,900 | 4.0★ |
| Humana USAA Honor Giveback (PPO)Humana · PPO · H7617-062-0 | $0 | no drugs | $7,900 | 4.5★ |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · H7617-035-0 | $0 | $50 | $8,300 | 4.5★ |
| HumanaChoice Giveback H5216-358 (PPO)Humana · PPO · H5216-358-0 | $0 | $50 | $8,300 | 4.0★ |
| Humana Gold Choice H8145-126 (PFFS)Humana · PFFS · H8145-126-0 | $0 | no drugs | $9,850 | 3.5★ |
| Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · HMO-POS · H2593-029-0 | $0 | $105 | $9,850 | 3.0★ |
| Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO · H3288-002-0 · was $4.80 in 2026 | $5 | $700 | $6,350 | 3.5★ |
| HumanaChoice H5216-043 (PPO)Humana · PPO · H5216-043-1 | $20 | $700 | $7,700 | 4.0★ |
| HumanaChoice H7617-059 (PPO)Humana · PPO · H7617-059-0 · was $20 in 2026 | $23 | $700 | $7,700 | 4.5★ |
| Humana Gold Plus H0028-059 (HMO)Humana · HMO · H0028-059-0 · was $14 in 2026 | $30 | $700 | $3,700 | 4.5★ |
| Humana Gold Plus H4461-050 (HMO)Humana · HMO · H4461-050-0 · was $14 in 2026 | $30 | $700 | $3,700 | 4.5★ |
| AARP Medicare Advantage from UHC TX-0042 (HMO-POS)UnitedHealthcare · HMO-POS · H0609-070-0 | $32 | $595 | $3,900 | 4.0★ |
| BSW SeniorCare Advantage (PPO)Baylor Scott & White Health Plan · PPO · H2032-001-0 · was $0 in 2026 | $32 | $500 | $7,150 | 4.0★ |
| HumanaChoice R4182-004 (Regional PPO)Humana · Regional PPO · R4182-004-0 · was $44 in 2026 | $46 | $700 | $8,200 | 3.5★ |
| Aetna Medicare Enhanced Extra (PPO)Aetna Medicare · PPO · H2293-039-0 | $60 | $700 | $7,150 | 3.5★ |
| AARP Medicare Advantage from UHC TX-25 (HMO-POS)UnitedHealthcare · HMO-POS · H0609-059-0 · was $74 in 2026 | $79 | $595 | $3,900 | 4.0★ |
| HumanaChoice R4182-003 (Regional PPO)Humana · Regional PPO · R4182-003-0 · was $97 in 2026 | $100 | $700 | $8,200 | 3.5★ |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO)UnitedHealthcare · Regional PPO · R6801-012-0 · was $102 in 2026 | $138 | $685 | $9,850 | 3.0★ |
Compiled by Radif Partners from the CMS landscape file of September 2026 · all Texas counties and drug plans
In Tarrant County a $0 premium and a low yearly cap rarely come together in 2027. Of the 40 Medicare Advantage plans open to anyone with Parts A and B, 19 include drug coverage with no monthly premium (25 did in 2026), but the median in-network cap is $6,875, above the Texas median of $6,500 and the national median of $6,550. The lowest cap is $2,399, from Verda Noble Care (HMO); the highest is $9,850. 20 plans hold four stars or more in the 2027 ratings, and BSW SeniorCare Advantage Select Rx (HMO-POS) tops the county at 4.5 stars. The menu shrank from 53 open plans to 40: 18 IDs were not renewed and 5 are new. Fort Worth residents with Medicaid have 22 dual-eligible plans among 43 special needs plans in all.
What a $0 plan costs in a heavy year
The premium is the cost you see every month; the cap is the cost you meet in the year of a heart procedure or a hip replacement. With half of Tarrant's open plans capped at $6,875 or more, two $0 plans can be thousands of dollars apart in a bad year. The calculator below adds the projected 2027 Part B premium, which every member keeps paying, to what you would spend up to a plan's cap.
A “$0 plan” over a year
Still paid in 2027
$3,548
| Part B premium (projected) | $2,514 |
| Cost sharing, up to the cap | $1,034 |
| Worst case | $9,264 |
Low caps worth a closer look
Verda Noble Care (HMO) has the smallest cap. Humana Gold Plus H0028-043 (HMO), rated 4.5 stars, charges $0 a month with a $3,850 cap, and BSW SeniorCare Advantage Select Rx (HMO-POS) combines the county's top rating with a $7,150 cap. Sort the list above by cap, then check the network, since not every hospital system contracts with every HMO.
Insurers and the 2026 exits
Humana Inc. (15), UnitedHealth Group, Inc. (8), CVS Health Corporation (5), Health Care Service Corporation (4), Baylor Scott & White Health (3), Elevance Health, Inc. (2) lead the count. The Aetna Medicare Signature and Enhanced PPOs, several HumanaChoice and Humana Value Choice PPOs, HealthSpring True Choice Savings and a group of Blue Cross plans are among the IDs that did not return, which is why the PPO count fell to 16. PPO members who travel or see doctors in several counties should compare the remaining PPOs before December 7.
West and east of Fort Worth
Dallas County lists 42 open plans, Denton 32, Johnson 38 and Parker 34. Arlington and Keller sit inside Tarrant, so their residents see the list on this page.
2026 plans not filed again here for 2027
These plan IDs were offered in Tarrant County in 2026 and do not appear for the county in the 2027 file. A plan can be closed, moved out of the county or merged into another ID; the insurer must tell its members in the Annual Notice of Change sent by September 30.
- Wellcare Giveback (HMO) (Wellcare, H0174-018-0, insurer still present)
- AARP Medicare Advantage from UHC TX-0005 (PPO) (UnitedHealthcare, H1278-013-0)
- AARP Medicare Advantage Patriot No Rx TX-MA06 (PPO) (UnitedHealthcare, H1278-025-0)
- Blue Cross Medicare Advantage Choice Premier (PPO) (Blue Cross and Blue Shield of NM, TX, H1666-003-0)
- Blue Cross Medicare Advantage Optimum (PPO) (Blue Cross and Blue Shield of NM, TX, H1666-022-0)
- Aetna Medicare Enhanced (PPO) (Aetna Medicare, H2293-025-0, insurer still present)
- Aetna Medicare Signature (PPO) (Aetna Medicare, H3288-016-0, insurer still present)
- HumanaChoice H5216-042 (PPO) (Humana, H5216-042-0, insurer still present)
- Humana USAA Honor Giveback (PPO) (Humana, H5216-128-0, insurer still present)
- Humana Value Choice H5216-352 (PPO) (Humana, H5216-352-0, insurer still present)
- Humana Value Choice H7617-043 (PPO) (Humana, H7617-043-0, insurer still present)
- HealthSpring True Choice Savings (PPO) (HealthSpring, H7787-001-0)
- BSW SeniorCare Advantage Essentials (HMO-POS) (Baylor Scott & White Health Plan, H8142-010-0, insurer still present)
- Humana Gold Choice H8145-084 (PFFS) (Humana, H8145-084-0, insurer still present)
- Blue Cross Medicare Advantage Preferred (PPO) (Blue Cross and Blue Shield of IL, NM, OK, TX, H8634-033-0)
- Blue Cross Medicare Advantage Value (HMO) (Blue Cross and Blue Shield of Texas, H9706-001-0)
- Blue Cross Medicare Advantage Dental Value (HMO) (Blue Cross and Blue Shield of Texas, H9706-007-0)
- Blue Cross Medicare Advantage Saver (HMO) (Blue Cross and Blue Shield of Texas, H9706-008-0)